LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,668
−HK$3,930/mo
▼ 0.25% · 3.875%
HK$64,618
−HK$1,980/mo
Today · 4.125%
HK$66,598
baseline
▲ 0.50% · 4.625%
HK$70,651
+HK$4,053/mo
Deposit HK$13.74M · loan HK$13.74M · min. income ≈ HK$133,196/mo (50% DSR)
Upfront cash ≈ HK$14.91M (deposit + AVD stamp duty HK$1,168,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,718
−HK$3,767/mo
▼ 0.25% · 3.875%
HK$71,588
−HK$1,897/mo
Today · 4.125%
HK$73,485
baseline
▲ 0.50% · 4.625%
HK$77,358
+HK$3,873/mo
Deposit HK$13.74M · loan HK$13.74M · min. income ≈ HK$146,970/mo (50% DSR)
Upfront cash ≈ HK$14.91M (deposit + AVD stamp duty HK$1,168,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,202
−HK$4,716/mo
▼ 0.25% · 3.875%
HK$77,541
−HK$2,377/mo
Today · 4.125%
HK$79,918
baseline
▲ 0.50% · 4.625%
HK$84,781
+HK$4,863/mo
Deposit HK$10.99M · loan HK$16.49M · min. income ≈ HK$159,836/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$1,168,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,662
−HK$4,520/mo
▼ 0.25% · 3.875%
HK$85,905
−HK$2,277/mo
Today · 4.125%
HK$88,182
baseline
▲ 0.50% · 4.625%
HK$92,830
+HK$4,648/mo
Deposit HK$10.99M · loan HK$16.49M · min. income ≈ HK$176,364/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$1,168,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,736
−HK$5,502/mo
▼ 0.25% · 3.875%
HK$90,465
−HK$2,773/mo
Today · 4.125%
HK$93,238
baseline
▲ 0.50% · 4.625%
HK$98,911
+HK$5,673/mo
Deposit HK$8.24M · loan HK$19.24M · min. income ≈ HK$186,476/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$1,168,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,605
−HK$5,273/mo
▼ 0.25% · 3.875%
HK$100,223
−HK$2,655/mo
Today · 4.125%
HK$102,878
baseline
▲ 0.50% · 4.625%
HK$108,301
+HK$5,423/mo
Deposit HK$8.24M · loan HK$19.24M · min. income ≈ HK$205,756/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$1,168,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,803
−HK$7,074/mo
▼ 0.25% · 3.875%
HK$116,312
−HK$3,565/mo
Today · 4.125%
HK$119,877
baseline
▲ 0.50% · 4.625%
HK$127,171
+HK$7,294/mo
Deposit HK$2.75M · loan HK$24.73M · min. income ≈ HK$239,754/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,168,030 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,492
−HK$6,780/mo
▼ 0.25% · 3.875%
HK$128,858
−HK$3,414/mo
Today · 4.125%
HK$132,272
baseline
▲ 0.50% · 4.625%
HK$139,245
+HK$6,973/mo
Deposit HK$2.75M · loan HK$24.73M · min. income ≈ HK$264,544/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,168,030 · Scale 2, in force from 26 Feb 2026)