LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,674
−HK$3,930/mo
▼ 0.25% · 3.875%
HK$64,623
−HK$1,981/mo
Today · 4.125%
HK$66,604
baseline
▲ 0.50% · 4.625%
HK$70,657
+HK$4,053/mo
Deposit HK$13.74M · loan HK$13.74M · min. income ≈ HK$133,208/mo (50% DSR)
Upfront cash ≈ HK$14.91M (deposit + AVD stamp duty HK$1,168,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,724
−HK$3,767/mo
▼ 0.25% · 3.875%
HK$71,594
−HK$1,897/mo
Today · 4.125%
HK$73,491
baseline
▲ 0.50% · 4.625%
HK$77,365
+HK$3,874/mo
Deposit HK$13.74M · loan HK$13.74M · min. income ≈ HK$146,982/mo (50% DSR)
Upfront cash ≈ HK$14.91M (deposit + AVD stamp duty HK$1,168,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,209
−HK$4,716/mo
▼ 0.25% · 3.875%
HK$77,548
−HK$2,377/mo
Today · 4.125%
HK$79,925
baseline
▲ 0.50% · 4.625%
HK$84,788
+HK$4,863/mo
Deposit HK$10.99M · loan HK$16.49M · min. income ≈ HK$159,850/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$1,168,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,669
−HK$4,520/mo
▼ 0.25% · 3.875%
HK$85,913
−HK$2,276/mo
Today · 4.125%
HK$88,189
baseline
▲ 0.50% · 4.625%
HK$92,838
+HK$4,649/mo
Deposit HK$10.99M · loan HK$16.49M · min. income ≈ HK$176,378/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$1,168,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,743
−HK$5,503/mo
▼ 0.25% · 3.875%
HK$90,473
−HK$2,773/mo
Today · 4.125%
HK$93,246
baseline
▲ 0.50% · 4.625%
HK$98,919
+HK$5,673/mo
Deposit HK$8.25M · loan HK$19.24M · min. income ≈ HK$186,492/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$1,168,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,614
−HK$5,273/mo
▼ 0.25% · 3.875%
HK$100,232
−HK$2,655/mo
Today · 4.125%
HK$102,887
baseline
▲ 0.50% · 4.625%
HK$108,311
+HK$5,424/mo
Deposit HK$8.25M · loan HK$19.24M · min. income ≈ HK$205,774/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$1,168,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,813
−HK$7,074/mo
▼ 0.25% · 3.875%
HK$116,322
−HK$3,565/mo
Today · 4.125%
HK$119,887
baseline
▲ 0.50% · 4.625%
HK$127,182
+HK$7,295/mo
Deposit HK$2.75M · loan HK$24.74M · min. income ≈ HK$239,774/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,168,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,503
−HK$6,781/mo
▼ 0.25% · 3.875%
HK$128,869
−HK$3,415/mo
Today · 4.125%
HK$132,284
baseline
▲ 0.50% · 4.625%
HK$139,257
+HK$6,973/mo
Deposit HK$2.75M · loan HK$24.74M · min. income ≈ HK$264,568/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,168,131 · Scale 2, in force from 26 Feb 2026)