LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,678
−HK$3,931/mo
▼ 0.25% · 3.875%
HK$64,628
−HK$1,981/mo
Today · 4.125%
HK$66,609
baseline
▲ 0.50% · 4.625%
HK$70,662
+HK$4,053/mo
Deposit HK$13.74M · loan HK$13.74M · min. income ≈ HK$133,218/mo (50% DSR)
Upfront cash ≈ HK$14.91M (deposit + AVD stamp duty HK$1,168,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,729
−HK$3,767/mo
▼ 0.25% · 3.875%
HK$71,599
−HK$1,897/mo
Today · 4.125%
HK$73,496
baseline
▲ 0.50% · 4.625%
HK$77,370
+HK$3,874/mo
Deposit HK$13.74M · loan HK$13.74M · min. income ≈ HK$146,992/mo (50% DSR)
Upfront cash ≈ HK$14.91M (deposit + AVD stamp duty HK$1,168,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,214
−HK$4,717/mo
▼ 0.25% · 3.875%
HK$77,554
−HK$2,377/mo
Today · 4.125%
HK$79,931
baseline
▲ 0.50% · 4.625%
HK$84,794
+HK$4,863/mo
Deposit HK$10.99M · loan HK$16.49M · min. income ≈ HK$159,862/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$1,168,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,675
−HK$4,520/mo
▼ 0.25% · 3.875%
HK$85,919
−HK$2,276/mo
Today · 4.125%
HK$88,195
baseline
▲ 0.50% · 4.625%
HK$92,844
+HK$4,649/mo
Deposit HK$10.99M · loan HK$16.49M · min. income ≈ HK$176,390/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$1,168,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,750
−HK$5,502/mo
▼ 0.25% · 3.875%
HK$90,479
−HK$2,773/mo
Today · 4.125%
HK$93,252
baseline
▲ 0.50% · 4.625%
HK$98,926
+HK$5,674/mo
Deposit HK$8.25M · loan HK$19.24M · min. income ≈ HK$186,504/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$1,168,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,621
−HK$5,274/mo
▼ 0.25% · 3.875%
HK$100,239
−HK$2,656/mo
Today · 4.125%
HK$102,895
baseline
▲ 0.50% · 4.625%
HK$108,318
+HK$5,423/mo
Deposit HK$8.25M · loan HK$19.24M · min. income ≈ HK$205,790/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$1,168,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,821
−HK$7,075/mo
▼ 0.25% · 3.875%
HK$116,330
−HK$3,566/mo
Today · 4.125%
HK$119,896
baseline
▲ 0.50% · 4.625%
HK$127,191
+HK$7,295/mo
Deposit HK$2.75M · loan HK$24.74M · min. income ≈ HK$239,792/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,168,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,512
−HK$6,781/mo
▼ 0.25% · 3.875%
HK$128,878
−HK$3,415/mo
Today · 4.125%
HK$132,293
baseline
▲ 0.50% · 4.625%
HK$139,267
+HK$6,974/mo
Deposit HK$2.75M · loan HK$24.74M · min. income ≈ HK$264,586/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,168,214 · Scale 2, in force from 26 Feb 2026)