LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,679
−HK$3,931/mo
▼ 0.25% · 3.875%
HK$64,629
−HK$1,981/mo
Today · 4.125%
HK$66,610
baseline
▲ 0.50% · 4.625%
HK$70,663
+HK$4,053/mo
Deposit HK$13.74M · loan HK$13.74M · min. income ≈ HK$133,220/mo (50% DSR)
Upfront cash ≈ HK$14.91M (deposit + AVD stamp duty HK$1,168,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,730
−HK$3,767/mo
▼ 0.25% · 3.875%
HK$71,600
−HK$1,897/mo
Today · 4.125%
HK$73,497
baseline
▲ 0.50% · 4.625%
HK$77,372
+HK$3,875/mo
Deposit HK$13.74M · loan HK$13.74M · min. income ≈ HK$146,994/mo (50% DSR)
Upfront cash ≈ HK$14.91M (deposit + AVD stamp duty HK$1,168,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,215
−HK$4,717/mo
▼ 0.25% · 3.875%
HK$77,555
−HK$2,377/mo
Today · 4.125%
HK$79,932
baseline
▲ 0.50% · 4.625%
HK$84,796
+HK$4,864/mo
Deposit HK$11.00M · loan HK$16.49M · min. income ≈ HK$159,864/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$1,168,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,676
−HK$4,521/mo
▼ 0.25% · 3.875%
HK$85,920
−HK$2,277/mo
Today · 4.125%
HK$88,197
baseline
▲ 0.50% · 4.625%
HK$92,846
+HK$4,649/mo
Deposit HK$11.00M · loan HK$16.49M · min. income ≈ HK$176,394/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$1,168,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,751
−HK$5,503/mo
▼ 0.25% · 3.875%
HK$90,481
−HK$2,773/mo
Today · 4.125%
HK$93,254
baseline
▲ 0.50% · 4.625%
HK$98,928
+HK$5,674/mo
Deposit HK$8.25M · loan HK$19.24M · min. income ≈ HK$186,508/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$1,168,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,622
−HK$5,274/mo
▼ 0.25% · 3.875%
HK$100,240
−HK$2,656/mo
Today · 4.125%
HK$102,896
baseline
▲ 0.50% · 4.625%
HK$108,320
+HK$5,424/mo
Deposit HK$8.25M · loan HK$19.24M · min. income ≈ HK$205,792/mo (50% DSR)
Upfront cash ≈ HK$9.41M (deposit + AVD stamp duty HK$1,168,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,823
−HK$7,075/mo
▼ 0.25% · 3.875%
HK$116,332
−HK$3,566/mo
Today · 4.125%
HK$119,898
baseline
▲ 0.50% · 4.625%
HK$127,193
+HK$7,295/mo
Deposit HK$2.75M · loan HK$24.74M · min. income ≈ HK$239,796/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,168,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,514
−HK$6,781/mo
▼ 0.25% · 3.875%
HK$128,881
−HK$3,414/mo
Today · 4.125%
HK$132,295
baseline
▲ 0.50% · 4.625%
HK$139,269
+HK$6,974/mo
Deposit HK$2.75M · loan HK$24.74M · min. income ≈ HK$264,590/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,168,235 · Scale 2, in force from 26 Feb 2026)