LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,683
−HK$3,931/mo
▼ 0.25% · 3.875%
HK$64,633
−HK$1,981/mo
Today · 4.125%
HK$66,614
baseline
▲ 0.50% · 4.625%
HK$70,667
+HK$4,053/mo
Deposit HK$13.74M · loan HK$13.74M · min. income ≈ HK$133,228/mo (50% DSR)
Upfront cash ≈ HK$14.91M (deposit + AVD stamp duty HK$1,168,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,734
−HK$3,768/mo
▼ 0.25% · 3.875%
HK$71,604
−HK$1,898/mo
Today · 4.125%
HK$73,502
baseline
▲ 0.50% · 4.625%
HK$77,376
+HK$3,874/mo
Deposit HK$13.74M · loan HK$13.74M · min. income ≈ HK$147,004/mo (50% DSR)
Upfront cash ≈ HK$14.91M (deposit + AVD stamp duty HK$1,168,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,219
−HK$4,717/mo
▼ 0.25% · 3.875%
HK$77,559
−HK$2,377/mo
Today · 4.125%
HK$79,936
baseline
▲ 0.50% · 4.625%
HK$84,800
+HK$4,864/mo
Deposit HK$11.00M · loan HK$16.49M · min. income ≈ HK$159,872/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$1,168,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,681
−HK$4,521/mo
▼ 0.25% · 3.875%
HK$85,925
−HK$2,277/mo
Today · 4.125%
HK$88,202
baseline
▲ 0.50% · 4.625%
HK$92,851
+HK$4,649/mo
Deposit HK$11.00M · loan HK$16.49M · min. income ≈ HK$176,404/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$1,168,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,756
−HK$5,503/mo
▼ 0.25% · 3.875%
HK$90,486
−HK$2,773/mo
Today · 4.125%
HK$93,259
baseline
▲ 0.50% · 4.625%
HK$98,934
+HK$5,675/mo
Deposit HK$8.25M · loan HK$19.24M · min. income ≈ HK$186,518/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$1,168,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,628
−HK$5,274/mo
▼ 0.25% · 3.875%
HK$100,246
−HK$2,656/mo
Today · 4.125%
HK$102,902
baseline
▲ 0.50% · 4.625%
HK$108,326
+HK$5,424/mo
Deposit HK$8.25M · loan HK$19.24M · min. income ≈ HK$205,804/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$1,168,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,829
−HK$7,075/mo
▼ 0.25% · 3.875%
HK$116,339
−HK$3,565/mo
Today · 4.125%
HK$119,904
baseline
▲ 0.50% · 4.625%
HK$127,200
+HK$7,296/mo
Deposit HK$2.75M · loan HK$24.74M · min. income ≈ HK$239,808/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,168,299 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,521
−HK$6,782/mo
▼ 0.25% · 3.875%
HK$128,888
−HK$3,415/mo
Today · 4.125%
HK$132,303
baseline
▲ 0.50% · 4.625%
HK$139,277
+HK$6,974/mo
Deposit HK$2.75M · loan HK$24.74M · min. income ≈ HK$264,606/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,168,299 · Scale 2, in force from 26 Feb 2026)