LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,686
−HK$3,931/mo
▼ 0.25% · 3.875%
HK$64,636
−HK$1,981/mo
Today · 4.125%
HK$66,617
baseline
▲ 0.50% · 4.625%
HK$70,671
+HK$4,054/mo
Deposit HK$13.75M · loan HK$13.75M · min. income ≈ HK$133,234/mo (50% DSR)
Upfront cash ≈ HK$14.91M (deposit + AVD stamp duty HK$1,168,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,738
−HK$3,767/mo
▼ 0.25% · 3.875%
HK$71,608
−HK$1,897/mo
Today · 4.125%
HK$73,505
baseline
▲ 0.50% · 4.625%
HK$77,380
+HK$3,875/mo
Deposit HK$13.75M · loan HK$13.75M · min. income ≈ HK$147,010/mo (50% DSR)
Upfront cash ≈ HK$14.91M (deposit + AVD stamp duty HK$1,168,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,223
−HK$4,718/mo
▼ 0.25% · 3.875%
HK$77,563
−HK$2,378/mo
Today · 4.125%
HK$79,941
baseline
▲ 0.50% · 4.625%
HK$84,805
+HK$4,864/mo
Deposit HK$11.00M · loan HK$16.49M · min. income ≈ HK$159,882/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$1,168,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,685
−HK$4,522/mo
▼ 0.25% · 3.875%
HK$85,930
−HK$2,277/mo
Today · 4.125%
HK$88,207
baseline
▲ 0.50% · 4.625%
HK$92,856
+HK$4,649/mo
Deposit HK$11.00M · loan HK$16.49M · min. income ≈ HK$176,414/mo (50% DSR)
Upfront cash ≈ HK$12.16M (deposit + AVD stamp duty HK$1,168,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,761
−HK$5,503/mo
▼ 0.25% · 3.875%
HK$90,491
−HK$2,773/mo
Today · 4.125%
HK$93,264
baseline
▲ 0.50% · 4.625%
HK$98,939
+HK$5,675/mo
Deposit HK$8.25M · loan HK$19.24M · min. income ≈ HK$186,528/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$1,168,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,633
−HK$5,275/mo
▼ 0.25% · 3.875%
HK$100,251
−HK$2,657/mo
Today · 4.125%
HK$102,908
baseline
▲ 0.50% · 4.625%
HK$108,332
+HK$5,424/mo
Deposit HK$8.25M · loan HK$19.24M · min. income ≈ HK$205,816/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$1,168,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,835
−HK$7,076/mo
▼ 0.25% · 3.875%
HK$116,345
−HK$3,566/mo
Today · 4.125%
HK$119,911
baseline
▲ 0.50% · 4.625%
HK$127,207
+HK$7,296/mo
Deposit HK$2.75M · loan HK$24.74M · min. income ≈ HK$239,822/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,168,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,528
−HK$6,782/mo
▼ 0.25% · 3.875%
HK$128,895
−HK$3,415/mo
Today · 4.125%
HK$132,310
baseline
▲ 0.50% · 4.625%
HK$139,284
+HK$6,974/mo
Deposit HK$2.75M · loan HK$24.74M · min. income ≈ HK$264,620/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,168,361 · Scale 2, in force from 26 Feb 2026)