LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,690
−HK$3,931/mo
▼ 0.25% · 3.875%
HK$64,640
−HK$1,981/mo
Today · 4.125%
HK$66,621
baseline
▲ 0.50% · 4.625%
HK$70,675
+HK$4,054/mo
Deposit HK$13.75M · loan HK$13.75M · min. income ≈ HK$133,242/mo (50% DSR)
Upfront cash ≈ HK$14.91M (deposit + AVD stamp duty HK$1,168,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,742
−HK$3,768/mo
▼ 0.25% · 3.875%
HK$71,612
−HK$1,898/mo
Today · 4.125%
HK$73,510
baseline
▲ 0.50% · 4.625%
HK$77,384
+HK$3,874/mo
Deposit HK$13.75M · loan HK$13.75M · min. income ≈ HK$147,020/mo (50% DSR)
Upfront cash ≈ HK$14.91M (deposit + AVD stamp duty HK$1,168,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,228
−HK$4,717/mo
▼ 0.25% · 3.875%
HK$77,568
−HK$2,377/mo
Today · 4.125%
HK$79,945
baseline
▲ 0.50% · 4.625%
HK$84,809
+HK$4,864/mo
Deposit HK$11.00M · loan HK$16.50M · min. income ≈ HK$159,890/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,168,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,690
−HK$4,521/mo
▼ 0.25% · 3.875%
HK$85,934
−HK$2,277/mo
Today · 4.125%
HK$88,211
baseline
▲ 0.50% · 4.625%
HK$92,861
+HK$4,650/mo
Deposit HK$11.00M · loan HK$16.50M · min. income ≈ HK$176,422/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,168,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,765
−HK$5,504/mo
▼ 0.25% · 3.875%
HK$90,495
−HK$2,774/mo
Today · 4.125%
HK$93,269
baseline
▲ 0.50% · 4.625%
HK$98,944
+HK$5,675/mo
Deposit HK$8.25M · loan HK$19.24M · min. income ≈ HK$186,538/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$1,168,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,638
−HK$5,275/mo
▼ 0.25% · 3.875%
HK$100,257
−HK$2,656/mo
Today · 4.125%
HK$102,913
baseline
▲ 0.50% · 4.625%
HK$108,338
+HK$5,425/mo
Deposit HK$8.25M · loan HK$19.24M · min. income ≈ HK$205,826/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$1,168,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,841
−HK$7,076/mo
▼ 0.25% · 3.875%
HK$116,351
−HK$3,566/mo
Today · 4.125%
HK$119,917
baseline
▲ 0.50% · 4.625%
HK$127,214
+HK$7,297/mo
Deposit HK$2.75M · loan HK$24.74M · min. income ≈ HK$239,834/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,168,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,535
−HK$6,782/mo
▼ 0.25% · 3.875%
HK$128,902
−HK$3,415/mo
Today · 4.125%
HK$132,317
baseline
▲ 0.50% · 4.625%
HK$139,292
+HK$6,975/mo
Deposit HK$2.75M · loan HK$24.74M · min. income ≈ HK$264,634/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,168,426 · Scale 2, in force from 26 Feb 2026)