LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,690
−HK$3,932/mo
▼ 0.25% · 3.875%
HK$64,640
−HK$1,982/mo
Today · 4.125%
HK$66,622
baseline
▲ 0.50% · 4.625%
HK$70,675
+HK$4,053/mo
Deposit HK$13.75M · loan HK$13.75M · min. income ≈ HK$133,244/mo (50% DSR)
Upfront cash ≈ HK$14.91M (deposit + AVD stamp duty HK$1,168,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,742
−HK$3,768/mo
▼ 0.25% · 3.875%
HK$71,613
−HK$1,897/mo
Today · 4.125%
HK$73,510
baseline
▲ 0.50% · 4.625%
HK$77,385
+HK$3,875/mo
Deposit HK$13.75M · loan HK$13.75M · min. income ≈ HK$147,020/mo (50% DSR)
Upfront cash ≈ HK$14.91M (deposit + AVD stamp duty HK$1,168,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,228
−HK$4,718/mo
▼ 0.25% · 3.875%
HK$77,568
−HK$2,378/mo
Today · 4.125%
HK$79,946
baseline
▲ 0.50% · 4.625%
HK$84,810
+HK$4,864/mo
Deposit HK$11.00M · loan HK$16.50M · min. income ≈ HK$159,892/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,168,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,691
−HK$4,521/mo
▼ 0.25% · 3.875%
HK$85,935
−HK$2,277/mo
Today · 4.125%
HK$88,212
baseline
▲ 0.50% · 4.625%
HK$92,862
+HK$4,650/mo
Deposit HK$11.00M · loan HK$16.50M · min. income ≈ HK$176,424/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,168,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,766
−HK$5,504/mo
▼ 0.25% · 3.875%
HK$90,497
−HK$2,773/mo
Today · 4.125%
HK$93,270
baseline
▲ 0.50% · 4.625%
HK$98,945
+HK$5,675/mo
Deposit HK$8.25M · loan HK$19.24M · min. income ≈ HK$186,540/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$1,168,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,639
−HK$5,275/mo
▼ 0.25% · 3.875%
HK$100,258
−HK$2,656/mo
Today · 4.125%
HK$102,914
baseline
▲ 0.50% · 4.625%
HK$108,339
+HK$5,425/mo
Deposit HK$8.25M · loan HK$19.24M · min. income ≈ HK$205,828/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$1,168,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,843
−HK$7,076/mo
▼ 0.25% · 3.875%
HK$116,353
−HK$3,566/mo
Today · 4.125%
HK$119,919
baseline
▲ 0.50% · 4.625%
HK$127,216
+HK$7,297/mo
Deposit HK$2.75M · loan HK$24.74M · min. income ≈ HK$239,838/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,168,439 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,536
−HK$6,783/mo
▼ 0.25% · 3.875%
HK$128,903
−HK$3,416/mo
Today · 4.125%
HK$132,319
baseline
▲ 0.50% · 4.625%
HK$139,293
+HK$6,974/mo
Deposit HK$2.75M · loan HK$24.74M · min. income ≈ HK$264,638/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,168,439 · Scale 2, in force from 26 Feb 2026)