LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,697
−HK$3,932/mo
▼ 0.25% · 3.875%
HK$64,647
−HK$1,982/mo
Today · 4.125%
HK$66,629
baseline
▲ 0.50% · 4.625%
HK$70,683
+HK$4,054/mo
Deposit HK$13.75M · loan HK$13.75M · min. income ≈ HK$133,258/mo (50% DSR)
Upfront cash ≈ HK$14.92M (deposit + AVD stamp duty HK$1,168,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,750
−HK$3,768/mo
▼ 0.25% · 3.875%
HK$71,621
−HK$1,897/mo
Today · 4.125%
HK$73,518
baseline
▲ 0.50% · 4.625%
HK$77,394
+HK$3,876/mo
Deposit HK$13.75M · loan HK$13.75M · min. income ≈ HK$147,036/mo (50% DSR)
Upfront cash ≈ HK$14.92M (deposit + AVD stamp duty HK$1,168,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,237
−HK$4,718/mo
▼ 0.25% · 3.875%
HK$77,577
−HK$2,378/mo
Today · 4.125%
HK$79,955
baseline
▲ 0.50% · 4.625%
HK$84,820
+HK$4,865/mo
Deposit HK$11.00M · loan HK$16.50M · min. income ≈ HK$159,910/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,168,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,700
−HK$4,522/mo
▼ 0.25% · 3.875%
HK$85,945
−HK$2,277/mo
Today · 4.125%
HK$88,222
baseline
▲ 0.50% · 4.625%
HK$92,872
+HK$4,650/mo
Deposit HK$11.00M · loan HK$16.50M · min. income ≈ HK$176,444/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,168,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,776
−HK$5,504/mo
▼ 0.25% · 3.875%
HK$90,506
−HK$2,774/mo
Today · 4.125%
HK$93,280
baseline
▲ 0.50% · 4.625%
HK$98,956
+HK$5,676/mo
Deposit HK$8.25M · loan HK$19.25M · min. income ≈ HK$186,560/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$1,168,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,650
−HK$5,276/mo
▼ 0.25% · 3.875%
HK$100,269
−HK$2,657/mo
Today · 4.125%
HK$102,926
baseline
▲ 0.50% · 4.625%
HK$108,351
+HK$5,425/mo
Deposit HK$8.25M · loan HK$19.25M · min. income ≈ HK$205,852/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$1,168,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,855
−HK$7,077/mo
▼ 0.25% · 3.875%
HK$116,365
−HK$3,567/mo
Today · 4.125%
HK$119,932
baseline
▲ 0.50% · 4.625%
HK$127,229
+HK$7,297/mo
Deposit HK$2.75M · loan HK$24.75M · min. income ≈ HK$239,864/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,168,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,550
−HK$6,783/mo
▼ 0.25% · 3.875%
HK$128,917
−HK$3,416/mo
Today · 4.125%
HK$132,333
baseline
▲ 0.50% · 4.625%
HK$139,308
+HK$6,975/mo
Deposit HK$2.75M · loan HK$24.75M · min. income ≈ HK$264,666/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,168,566 · Scale 2, in force from 26 Feb 2026)