LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,700
−HK$3,932/mo
▼ 0.25% · 3.875%
HK$64,650
−HK$1,982/mo
Today · 4.125%
HK$66,632
baseline
▲ 0.50% · 4.625%
HK$70,686
+HK$4,054/mo
Deposit HK$13.75M · loan HK$13.75M · min. income ≈ HK$133,264/mo (50% DSR)
Upfront cash ≈ HK$14.92M (deposit + AVD stamp duty HK$1,168,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,753
−HK$3,769/mo
▼ 0.25% · 3.875%
HK$71,624
−HK$1,898/mo
Today · 4.125%
HK$73,522
baseline
▲ 0.50% · 4.625%
HK$77,397
+HK$3,875/mo
Deposit HK$13.75M · loan HK$13.75M · min. income ≈ HK$147,044/mo (50% DSR)
Upfront cash ≈ HK$14.92M (deposit + AVD stamp duty HK$1,168,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,240
−HK$4,718/mo
▼ 0.25% · 3.875%
HK$77,581
−HK$2,377/mo
Today · 4.125%
HK$79,958
baseline
▲ 0.50% · 4.625%
HK$84,824
+HK$4,866/mo
Deposit HK$11.00M · loan HK$16.50M · min. income ≈ HK$159,916/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,168,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,704
−HK$4,522/mo
▼ 0.25% · 3.875%
HK$85,949
−HK$2,277/mo
Today · 4.125%
HK$88,226
baseline
▲ 0.50% · 4.625%
HK$92,877
+HK$4,651/mo
Deposit HK$11.00M · loan HK$16.50M · min. income ≈ HK$176,452/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,168,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,780
−HK$5,505/mo
▼ 0.25% · 3.875%
HK$90,511
−HK$2,774/mo
Today · 4.125%
HK$93,285
baseline
▲ 0.50% · 4.625%
HK$98,961
+HK$5,676/mo
Deposit HK$8.25M · loan HK$19.25M · min. income ≈ HK$186,570/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$1,168,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,655
−HK$5,276/mo
▼ 0.25% · 3.875%
HK$100,274
−HK$2,657/mo
Today · 4.125%
HK$102,931
baseline
▲ 0.50% · 4.625%
HK$108,356
+HK$5,425/mo
Deposit HK$8.25M · loan HK$19.25M · min. income ≈ HK$205,862/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$1,168,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,860
−HK$7,078/mo
▼ 0.25% · 3.875%
HK$116,371
−HK$3,567/mo
Today · 4.125%
HK$119,938
baseline
▲ 0.50% · 4.625%
HK$127,235
+HK$7,297/mo
Deposit HK$2.75M · loan HK$24.75M · min. income ≈ HK$239,876/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,168,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,556
−HK$6,783/mo
▼ 0.25% · 3.875%
HK$128,923
−HK$3,416/mo
Today · 4.125%
HK$132,339
baseline
▲ 0.50% · 4.625%
HK$139,315
+HK$6,976/mo
Deposit HK$2.75M · loan HK$24.75M · min. income ≈ HK$264,678/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,168,621 · Scale 2, in force from 26 Feb 2026)