LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,701
−HK$3,932/mo
▼ 0.25% · 3.875%
HK$64,651
−HK$1,982/mo
Today · 4.125%
HK$66,633
baseline
▲ 0.50% · 4.625%
HK$70,687
+HK$4,054/mo
Deposit HK$13.75M · loan HK$13.75M · min. income ≈ HK$133,266/mo (50% DSR)
Upfront cash ≈ HK$14.92M (deposit + AVD stamp duty HK$1,168,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,754
−HK$3,769/mo
▼ 0.25% · 3.875%
HK$71,625
−HK$1,898/mo
Today · 4.125%
HK$73,523
baseline
▲ 0.50% · 4.625%
HK$77,398
+HK$3,875/mo
Deposit HK$13.75M · loan HK$13.75M · min. income ≈ HK$147,046/mo (50% DSR)
Upfront cash ≈ HK$14.92M (deposit + AVD stamp duty HK$1,168,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,241
−HK$4,718/mo
▼ 0.25% · 3.875%
HK$77,581
−HK$2,378/mo
Today · 4.125%
HK$79,959
baseline
▲ 0.50% · 4.625%
HK$84,825
+HK$4,866/mo
Deposit HK$11.00M · loan HK$16.50M · min. income ≈ HK$159,918/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,168,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,705
−HK$4,522/mo
▼ 0.25% · 3.875%
HK$85,950
−HK$2,277/mo
Today · 4.125%
HK$88,227
baseline
▲ 0.50% · 4.625%
HK$92,878
+HK$4,651/mo
Deposit HK$11.00M · loan HK$16.50M · min. income ≈ HK$176,454/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,168,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,781
−HK$5,505/mo
▼ 0.25% · 3.875%
HK$90,512
−HK$2,774/mo
Today · 4.125%
HK$93,286
baseline
▲ 0.50% · 4.625%
HK$98,962
+HK$5,676/mo
Deposit HK$8.25M · loan HK$19.25M · min. income ≈ HK$186,572/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$1,168,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,656
−HK$5,276/mo
▼ 0.25% · 3.875%
HK$100,275
−HK$2,657/mo
Today · 4.125%
HK$102,932
baseline
▲ 0.50% · 4.625%
HK$108,357
+HK$5,425/mo
Deposit HK$8.25M · loan HK$19.25M · min. income ≈ HK$205,864/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$1,168,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,862
−HK$7,077/mo
▼ 0.25% · 3.875%
HK$116,372
−HK$3,567/mo
Today · 4.125%
HK$119,939
baseline
▲ 0.50% · 4.625%
HK$127,237
+HK$7,298/mo
Deposit HK$2.75M · loan HK$24.75M · min. income ≈ HK$239,878/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,168,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,557
−HK$6,784/mo
▼ 0.25% · 3.875%
HK$128,925
−HK$3,416/mo
Today · 4.125%
HK$132,341
baseline
▲ 0.50% · 4.625%
HK$139,317
+HK$6,976/mo
Deposit HK$2.75M · loan HK$24.75M · min. income ≈ HK$264,682/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,168,635 · Scale 2, in force from 26 Feb 2026)