LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,702
−HK$3,932/mo
▼ 0.25% · 3.875%
HK$64,653
−HK$1,981/mo
Today · 4.125%
HK$66,634
baseline
▲ 0.50% · 4.625%
HK$70,689
+HK$4,055/mo
Deposit HK$13.75M · loan HK$13.75M · min. income ≈ HK$133,268/mo (50% DSR)
Upfront cash ≈ HK$14.92M (deposit + AVD stamp duty HK$1,168,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,756
−HK$3,768/mo
▼ 0.25% · 3.875%
HK$71,627
−HK$1,897/mo
Today · 4.125%
HK$73,524
baseline
▲ 0.50% · 4.625%
HK$77,400
+HK$3,876/mo
Deposit HK$13.75M · loan HK$13.75M · min. income ≈ HK$147,048/mo (50% DSR)
Upfront cash ≈ HK$14.92M (deposit + AVD stamp duty HK$1,168,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,243
−HK$4,718/mo
▼ 0.25% · 3.875%
HK$77,583
−HK$2,378/mo
Today · 4.125%
HK$79,961
baseline
▲ 0.50% · 4.625%
HK$84,827
+HK$4,866/mo
Deposit HK$11.00M · loan HK$16.50M · min. income ≈ HK$159,922/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,168,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,707
−HK$4,522/mo
▼ 0.25% · 3.875%
HK$85,952
−HK$2,277/mo
Today · 4.125%
HK$88,229
baseline
▲ 0.50% · 4.625%
HK$92,880
+HK$4,651/mo
Deposit HK$11.00M · loan HK$16.50M · min. income ≈ HK$176,458/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,168,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,783
−HK$5,505/mo
▼ 0.25% · 3.875%
HK$90,514
−HK$2,774/mo
Today · 4.125%
HK$93,288
baseline
▲ 0.50% · 4.625%
HK$98,964
+HK$5,676/mo
Deposit HK$8.25M · loan HK$19.25M · min. income ≈ HK$186,576/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$1,168,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,658
−HK$5,276/mo
▼ 0.25% · 3.875%
HK$100,277
−HK$2,657/mo
Today · 4.125%
HK$102,934
baseline
▲ 0.50% · 4.625%
HK$108,360
+HK$5,426/mo
Deposit HK$8.25M · loan HK$19.25M · min. income ≈ HK$205,868/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$1,168,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,864
−HK$7,078/mo
▼ 0.25% · 3.875%
HK$116,375
−HK$3,567/mo
Today · 4.125%
HK$119,942
baseline
▲ 0.50% · 4.625%
HK$127,240
+HK$7,298/mo
Deposit HK$2.75M · loan HK$24.75M · min. income ≈ HK$239,884/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,168,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,560
−HK$6,784/mo
▼ 0.25% · 3.875%
HK$128,928
−HK$3,416/mo
Today · 4.125%
HK$132,344
baseline
▲ 0.50% · 4.625%
HK$139,320
+HK$6,976/mo
Deposit HK$2.75M · loan HK$24.75M · min. income ≈ HK$264,688/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,168,663 · Scale 2, in force from 26 Feb 2026)