LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,718
−HK$3,933/mo
▼ 0.25% · 3.875%
HK$64,669
−HK$1,982/mo
Today · 4.125%
HK$66,651
baseline
▲ 0.50% · 4.625%
HK$70,707
+HK$4,056/mo
Deposit HK$13.75M · loan HK$13.75M · min. income ≈ HK$133,302/mo (50% DSR)
Upfront cash ≈ HK$14.92M (deposit + AVD stamp duty HK$1,168,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,773
−HK$3,770/mo
▼ 0.25% · 3.875%
HK$71,645
−HK$1,898/mo
Today · 4.125%
HK$73,543
baseline
▲ 0.50% · 4.625%
HK$77,420
+HK$3,877/mo
Deposit HK$13.75M · loan HK$13.75M · min. income ≈ HK$147,086/mo (50% DSR)
Upfront cash ≈ HK$14.92M (deposit + AVD stamp duty HK$1,168,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,262
−HK$4,719/mo
▼ 0.25% · 3.875%
HK$77,603
−HK$2,378/mo
Today · 4.125%
HK$79,981
baseline
▲ 0.50% · 4.625%
HK$84,848
+HK$4,867/mo
Deposit HK$11.00M · loan HK$16.50M · min. income ≈ HK$159,962/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,168,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,728
−HK$4,524/mo
▼ 0.25% · 3.875%
HK$85,974
−HK$2,278/mo
Today · 4.125%
HK$88,252
baseline
▲ 0.50% · 4.625%
HK$92,903
+HK$4,651/mo
Deposit HK$11.00M · loan HK$16.50M · min. income ≈ HK$176,504/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,168,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,805
−HK$5,507/mo
▼ 0.25% · 3.875%
HK$90,537
−HK$2,775/mo
Today · 4.125%
HK$93,312
baseline
▲ 0.50% · 4.625%
HK$98,989
+HK$5,677/mo
Deposit HK$8.25M · loan HK$19.25M · min. income ≈ HK$186,624/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$1,168,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,683
−HK$5,277/mo
▼ 0.25% · 3.875%
HK$100,302
−HK$2,658/mo
Today · 4.125%
HK$102,960
baseline
▲ 0.50% · 4.625%
HK$108,387
+HK$5,427/mo
Deposit HK$8.25M · loan HK$19.25M · min. income ≈ HK$205,920/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$1,168,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,893
−HK$7,079/mo
▼ 0.25% · 3.875%
HK$116,404
−HK$3,568/mo
Today · 4.125%
HK$119,972
baseline
▲ 0.50% · 4.625%
HK$127,272
+HK$7,300/mo
Deposit HK$2.75M · loan HK$24.75M · min. income ≈ HK$239,944/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,168,958 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,592
−HK$6,785/mo
▼ 0.25% · 3.875%
HK$128,960
−HK$3,417/mo
Today · 4.125%
HK$132,377
baseline
▲ 0.50% · 4.625%
HK$139,355
+HK$6,978/mo
Deposit HK$2.75M · loan HK$24.75M · min. income ≈ HK$264,754/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,168,958 · Scale 2, in force from 26 Feb 2026)