LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,720
−HK$3,933/mo
▼ 0.25% · 3.875%
HK$64,671
−HK$1,982/mo
Today · 4.125%
HK$66,653
baseline
▲ 0.50% · 4.625%
HK$70,709
+HK$4,056/mo
Deposit HK$13.75M · loan HK$13.75M · min. income ≈ HK$133,306/mo (50% DSR)
Upfront cash ≈ HK$14.92M (deposit + AVD stamp duty HK$1,168,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,776
−HK$3,769/mo
▼ 0.25% · 3.875%
HK$71,647
−HK$1,898/mo
Today · 4.125%
HK$73,545
baseline
▲ 0.50% · 4.625%
HK$77,422
+HK$3,877/mo
Deposit HK$13.75M · loan HK$13.75M · min. income ≈ HK$147,090/mo (50% DSR)
Upfront cash ≈ HK$14.92M (deposit + AVD stamp duty HK$1,168,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,264
−HK$4,720/mo
▼ 0.25% · 3.875%
HK$77,605
−HK$2,379/mo
Today · 4.125%
HK$79,984
baseline
▲ 0.50% · 4.625%
HK$84,851
+HK$4,867/mo
Deposit HK$11.00M · loan HK$16.50M · min. income ≈ HK$159,968/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,168,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,731
−HK$4,523/mo
▼ 0.25% · 3.875%
HK$85,976
−HK$2,278/mo
Today · 4.125%
HK$88,254
baseline
▲ 0.50% · 4.625%
HK$92,906
+HK$4,652/mo
Deposit HK$11.00M · loan HK$16.50M · min. income ≈ HK$176,508/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,168,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,808
−HK$5,507/mo
▼ 0.25% · 3.875%
HK$90,540
−HK$2,775/mo
Today · 4.125%
HK$93,315
baseline
▲ 0.50% · 4.625%
HK$98,993
+HK$5,678/mo
Deposit HK$8.25M · loan HK$19.25M · min. income ≈ HK$186,630/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$1,168,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,686
−HK$5,277/mo
▼ 0.25% · 3.875%
HK$100,306
−HK$2,657/mo
Today · 4.125%
HK$102,963
baseline
▲ 0.50% · 4.625%
HK$108,391
+HK$5,428/mo
Deposit HK$8.25M · loan HK$19.25M · min. income ≈ HK$205,926/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$1,168,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,896
−HK$7,080/mo
▼ 0.25% · 3.875%
HK$116,408
−HK$3,568/mo
Today · 4.125%
HK$119,976
baseline
▲ 0.50% · 4.625%
HK$127,276
+HK$7,300/mo
Deposit HK$2.75M · loan HK$24.76M · min. income ≈ HK$239,952/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,168,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,596
−HK$6,786/mo
▼ 0.25% · 3.875%
HK$128,964
−HK$3,418/mo
Today · 4.125%
HK$132,382
baseline
▲ 0.50% · 4.625%
HK$139,360
+HK$6,978/mo
Deposit HK$2.75M · loan HK$24.76M · min. income ≈ HK$264,764/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,168,995 · Scale 2, in force from 26 Feb 2026)