LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,721
−HK$3,933/mo
▼ 0.25% · 3.875%
HK$64,672
−HK$1,982/mo
Today · 4.125%
HK$66,654
baseline
▲ 0.50% · 4.625%
HK$70,710
+HK$4,056/mo
Deposit HK$13.75M · loan HK$13.75M · min. income ≈ HK$133,308/mo (50% DSR)
Upfront cash ≈ HK$14.92M (deposit + AVD stamp duty HK$1,169,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,776
−HK$3,770/mo
▼ 0.25% · 3.875%
HK$71,648
−HK$1,898/mo
Today · 4.125%
HK$73,546
baseline
▲ 0.50% · 4.625%
HK$77,423
+HK$3,877/mo
Deposit HK$13.75M · loan HK$13.75M · min. income ≈ HK$147,092/mo (50% DSR)
Upfront cash ≈ HK$14.92M (deposit + AVD stamp duty HK$1,169,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,265
−HK$4,720/mo
▼ 0.25% · 3.875%
HK$77,606
−HK$2,379/mo
Today · 4.125%
HK$79,985
baseline
▲ 0.50% · 4.625%
HK$84,852
+HK$4,867/mo
Deposit HK$11.00M · loan HK$16.50M · min. income ≈ HK$159,970/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,169,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,732
−HK$4,523/mo
▼ 0.25% · 3.875%
HK$85,977
−HK$2,278/mo
Today · 4.125%
HK$88,255
baseline
▲ 0.50% · 4.625%
HK$92,907
+HK$4,652/mo
Deposit HK$11.00M · loan HK$16.50M · min. income ≈ HK$176,510/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,169,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,809
−HK$5,507/mo
▼ 0.25% · 3.875%
HK$90,541
−HK$2,775/mo
Today · 4.125%
HK$93,316
baseline
▲ 0.50% · 4.625%
HK$98,994
+HK$5,678/mo
Deposit HK$8.25M · loan HK$19.25M · min. income ≈ HK$186,632/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$1,169,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,687
−HK$5,278/mo
▼ 0.25% · 3.875%
HK$100,307
−HK$2,658/mo
Today · 4.125%
HK$102,965
baseline
▲ 0.50% · 4.625%
HK$108,392
+HK$5,427/mo
Deposit HK$8.25M · loan HK$19.25M · min. income ≈ HK$205,930/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$1,169,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,898
−HK$7,079/mo
▼ 0.25% · 3.875%
HK$116,409
−HK$3,568/mo
Today · 4.125%
HK$119,977
baseline
▲ 0.50% · 4.625%
HK$127,278
+HK$7,301/mo
Deposit HK$2.75M · loan HK$24.76M · min. income ≈ HK$239,954/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,169,007 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,597
−HK$6,786/mo
▼ 0.25% · 3.875%
HK$128,966
−HK$3,417/mo
Today · 4.125%
HK$132,383
baseline
▲ 0.50% · 4.625%
HK$139,361
+HK$6,978/mo
Deposit HK$2.75M · loan HK$24.76M · min. income ≈ HK$264,766/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,169,007 · Scale 2, in force from 26 Feb 2026)