LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,722
−HK$3,934/mo
▼ 0.25% · 3.875%
HK$64,673
−HK$1,983/mo
Today · 4.125%
HK$66,656
baseline
▲ 0.50% · 4.625%
HK$70,712
+HK$4,056/mo
Deposit HK$13.75M · loan HK$13.75M · min. income ≈ HK$133,312/mo (50% DSR)
Upfront cash ≈ HK$14.92M (deposit + AVD stamp duty HK$1,169,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,778
−HK$3,770/mo
▼ 0.25% · 3.875%
HK$71,650
−HK$1,898/mo
Today · 4.125%
HK$73,548
baseline
▲ 0.50% · 4.625%
HK$77,425
+HK$3,877/mo
Deposit HK$13.75M · loan HK$13.75M · min. income ≈ HK$147,096/mo (50% DSR)
Upfront cash ≈ HK$14.92M (deposit + AVD stamp duty HK$1,169,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,267
−HK$4,720/mo
▼ 0.25% · 3.875%
HK$77,608
−HK$2,379/mo
Today · 4.125%
HK$79,987
baseline
▲ 0.50% · 4.625%
HK$84,854
+HK$4,867/mo
Deposit HK$11.00M · loan HK$16.50M · min. income ≈ HK$159,974/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,169,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,734
−HK$4,524/mo
▼ 0.25% · 3.875%
HK$85,979
−HK$2,279/mo
Today · 4.125%
HK$88,258
baseline
▲ 0.50% · 4.625%
HK$92,910
+HK$4,652/mo
Deposit HK$11.00M · loan HK$16.50M · min. income ≈ HK$176,516/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,169,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,811
−HK$5,507/mo
▼ 0.25% · 3.875%
HK$90,543
−HK$2,775/mo
Today · 4.125%
HK$93,318
baseline
▲ 0.50% · 4.625%
HK$98,996
+HK$5,678/mo
Deposit HK$8.25M · loan HK$19.25M · min. income ≈ HK$186,636/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$1,169,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,689
−HK$5,278/mo
▼ 0.25% · 3.875%
HK$100,309
−HK$2,658/mo
Today · 4.125%
HK$102,967
baseline
▲ 0.50% · 4.625%
HK$108,395
+HK$5,428/mo
Deposit HK$8.25M · loan HK$19.25M · min. income ≈ HK$205,934/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$1,169,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,900
−HK$7,080/mo
▼ 0.25% · 3.875%
HK$116,412
−HK$3,568/mo
Today · 4.125%
HK$119,980
baseline
▲ 0.50% · 4.625%
HK$127,281
+HK$7,301/mo
Deposit HK$2.75M · loan HK$24.76M · min. income ≈ HK$239,960/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,169,037 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,601
−HK$6,785/mo
▼ 0.25% · 3.875%
HK$128,969
−HK$3,417/mo
Today · 4.125%
HK$132,386
baseline
▲ 0.50% · 4.625%
HK$139,365
+HK$6,979/mo
Deposit HK$2.75M · loan HK$24.76M · min. income ≈ HK$264,772/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,169,037 · Scale 2, in force from 26 Feb 2026)