LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,724
−HK$3,933/mo
▼ 0.25% · 3.875%
HK$64,675
−HK$1,982/mo
Today · 4.125%
HK$66,657
baseline
▲ 0.50% · 4.625%
HK$70,713
+HK$4,056/mo
Deposit HK$13.75M · loan HK$13.75M · min. income ≈ HK$133,314/mo (50% DSR)
Upfront cash ≈ HK$14.92M (deposit + AVD stamp duty HK$1,169,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,780
−HK$3,770/mo
▼ 0.25% · 3.875%
HK$71,651
−HK$1,899/mo
Today · 4.125%
HK$73,550
baseline
▲ 0.50% · 4.625%
HK$77,427
+HK$3,877/mo
Deposit HK$13.75M · loan HK$13.75M · min. income ≈ HK$147,100/mo (50% DSR)
Upfront cash ≈ HK$14.92M (deposit + AVD stamp duty HK$1,169,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,269
−HK$4,720/mo
▼ 0.25% · 3.875%
HK$77,610
−HK$2,379/mo
Today · 4.125%
HK$79,989
baseline
▲ 0.50% · 4.625%
HK$84,856
+HK$4,867/mo
Deposit HK$11.00M · loan HK$16.50M · min. income ≈ HK$159,978/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,169,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,736
−HK$4,524/mo
▼ 0.25% · 3.875%
HK$85,981
−HK$2,279/mo
Today · 4.125%
HK$88,260
baseline
▲ 0.50% · 4.625%
HK$92,912
+HK$4,652/mo
Deposit HK$11.00M · loan HK$16.50M · min. income ≈ HK$176,520/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,169,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,813
−HK$5,507/mo
▼ 0.25% · 3.875%
HK$90,545
−HK$2,775/mo
Today · 4.125%
HK$93,320
baseline
▲ 0.50% · 4.625%
HK$98,998
+HK$5,678/mo
Deposit HK$8.25M · loan HK$19.26M · min. income ≈ HK$186,640/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$1,169,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,692
−HK$5,278/mo
▼ 0.25% · 3.875%
HK$100,312
−HK$2,658/mo
Today · 4.125%
HK$102,970
baseline
▲ 0.50% · 4.625%
HK$108,397
+HK$5,427/mo
Deposit HK$8.25M · loan HK$19.26M · min. income ≈ HK$205,940/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$1,169,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,903
−HK$7,080/mo
▼ 0.25% · 3.875%
HK$116,415
−HK$3,568/mo
Today · 4.125%
HK$119,983
baseline
▲ 0.50% · 4.625%
HK$127,284
+HK$7,301/mo
Deposit HK$2.75M · loan HK$24.76M · min. income ≈ HK$239,966/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,169,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,603
−HK$6,786/mo
▼ 0.25% · 3.875%
HK$128,972
−HK$3,417/mo
Today · 4.125%
HK$132,389
baseline
▲ 0.50% · 4.625%
HK$139,368
+HK$6,979/mo
Deposit HK$2.75M · loan HK$24.76M · min. income ≈ HK$264,778/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,169,064 · Scale 2, in force from 26 Feb 2026)