LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,726
−HK$3,934/mo
▼ 0.25% · 3.875%
HK$64,677
−HK$1,983/mo
Today · 4.125%
HK$66,660
baseline
▲ 0.50% · 4.625%
HK$70,716
+HK$4,056/mo
Deposit HK$13.75M · loan HK$13.75M · min. income ≈ HK$133,320/mo (50% DSR)
Upfront cash ≈ HK$14.92M (deposit + AVD stamp duty HK$1,169,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,782
−HK$3,771/mo
▼ 0.25% · 3.875%
HK$71,654
−HK$1,899/mo
Today · 4.125%
HK$73,553
baseline
▲ 0.50% · 4.625%
HK$77,430
+HK$3,877/mo
Deposit HK$13.75M · loan HK$13.75M · min. income ≈ HK$147,106/mo (50% DSR)
Upfront cash ≈ HK$14.92M (deposit + AVD stamp duty HK$1,169,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,272
−HK$4,720/mo
▼ 0.25% · 3.875%
HK$77,613
−HK$2,379/mo
Today · 4.125%
HK$79,992
baseline
▲ 0.50% · 4.625%
HK$84,859
+HK$4,867/mo
Deposit HK$11.00M · loan HK$16.51M · min. income ≈ HK$159,984/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,169,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,739
−HK$4,524/mo
▼ 0.25% · 3.875%
HK$85,985
−HK$2,278/mo
Today · 4.125%
HK$88,263
baseline
▲ 0.50% · 4.625%
HK$92,915
+HK$4,652/mo
Deposit HK$11.00M · loan HK$16.51M · min. income ≈ HK$176,526/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,169,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,817
−HK$5,507/mo
▼ 0.25% · 3.875%
HK$90,548
−HK$2,776/mo
Today · 4.125%
HK$93,324
baseline
▲ 0.50% · 4.625%
HK$99,002
+HK$5,678/mo
Deposit HK$8.25M · loan HK$19.26M · min. income ≈ HK$186,648/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$1,169,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,695
−HK$5,279/mo
▼ 0.25% · 3.875%
HK$100,315
−HK$2,659/mo
Today · 4.125%
HK$102,974
baseline
▲ 0.50% · 4.625%
HK$108,401
+HK$5,427/mo
Deposit HK$8.25M · loan HK$19.26M · min. income ≈ HK$205,948/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$1,169,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,907
−HK$7,081/mo
▼ 0.25% · 3.875%
HK$116,419
−HK$3,569/mo
Today · 4.125%
HK$119,988
baseline
▲ 0.50% · 4.625%
HK$127,289
+HK$7,301/mo
Deposit HK$2.75M · loan HK$24.76M · min. income ≈ HK$239,976/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,169,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,608
−HK$6,787/mo
▼ 0.25% · 3.875%
HK$128,977
−HK$3,418/mo
Today · 4.125%
HK$132,395
baseline
▲ 0.50% · 4.625%
HK$139,373
+HK$6,978/mo
Deposit HK$2.75M · loan HK$24.76M · min. income ≈ HK$264,790/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,169,109 · Scale 2, in force from 26 Feb 2026)