LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,729
−HK$3,934/mo
▼ 0.25% · 3.875%
HK$64,680
−HK$1,983/mo
Today · 4.125%
HK$66,663
baseline
▲ 0.50% · 4.625%
HK$70,719
+HK$4,056/mo
Deposit HK$13.75M · loan HK$13.75M · min. income ≈ HK$133,326/mo (50% DSR)
Upfront cash ≈ HK$14.92M (deposit + AVD stamp duty HK$1,169,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,785
−HK$3,771/mo
▼ 0.25% · 3.875%
HK$71,657
−HK$1,899/mo
Today · 4.125%
HK$73,556
baseline
▲ 0.50% · 4.625%
HK$77,433
+HK$3,877/mo
Deposit HK$13.75M · loan HK$13.75M · min. income ≈ HK$147,112/mo (50% DSR)
Upfront cash ≈ HK$14.92M (deposit + AVD stamp duty HK$1,169,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,275
−HK$4,720/mo
▼ 0.25% · 3.875%
HK$77,616
−HK$2,379/mo
Today · 4.125%
HK$79,995
baseline
▲ 0.50% · 4.625%
HK$84,863
+HK$4,868/mo
Deposit HK$11.00M · loan HK$16.51M · min. income ≈ HK$159,990/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,169,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,742
−HK$4,525/mo
▼ 0.25% · 3.875%
HK$85,988
−HK$2,279/mo
Today · 4.125%
HK$88,267
baseline
▲ 0.50% · 4.625%
HK$92,919
+HK$4,652/mo
Deposit HK$11.00M · loan HK$16.51M · min. income ≈ HK$176,534/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,169,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,821
−HK$5,507/mo
▼ 0.25% · 3.875%
HK$90,552
−HK$2,776/mo
Today · 4.125%
HK$93,328
baseline
▲ 0.50% · 4.625%
HK$99,007
+HK$5,679/mo
Deposit HK$8.25M · loan HK$19.26M · min. income ≈ HK$186,656/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$1,169,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,700
−HK$5,278/mo
▼ 0.25% · 3.875%
HK$100,320
−HK$2,658/mo
Today · 4.125%
HK$102,978
baseline
▲ 0.50% · 4.625%
HK$108,406
+HK$5,428/mo
Deposit HK$8.25M · loan HK$19.26M · min. income ≈ HK$205,956/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$1,169,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,912
−HK$7,081/mo
▼ 0.25% · 3.875%
HK$116,424
−HK$3,569/mo
Today · 4.125%
HK$119,993
baseline
▲ 0.50% · 4.625%
HK$127,294
+HK$7,301/mo
Deposit HK$2.75M · loan HK$24.76M · min. income ≈ HK$239,986/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,169,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,614
−HK$6,786/mo
▼ 0.25% · 3.875%
HK$128,983
−HK$3,417/mo
Today · 4.125%
HK$132,400
baseline
▲ 0.50% · 4.625%
HK$139,379
+HK$6,979/mo
Deposit HK$2.75M · loan HK$24.76M · min. income ≈ HK$264,800/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,169,160 · Scale 2, in force from 26 Feb 2026)