LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,729
−HK$3,934/mo
▼ 0.25% · 3.875%
HK$64,681
−HK$1,982/mo
Today · 4.125%
HK$66,663
baseline
▲ 0.50% · 4.625%
HK$70,719
+HK$4,056/mo
Deposit HK$13.75M · loan HK$13.75M · min. income ≈ HK$133,326/mo (50% DSR)
Upfront cash ≈ HK$14.92M (deposit + AVD stamp duty HK$1,169,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,786
−HK$3,770/mo
▼ 0.25% · 3.875%
HK$71,657
−HK$1,899/mo
Today · 4.125%
HK$73,556
baseline
▲ 0.50% · 4.625%
HK$77,433
+HK$3,877/mo
Deposit HK$13.75M · loan HK$13.75M · min. income ≈ HK$147,112/mo (50% DSR)
Upfront cash ≈ HK$14.92M (deposit + AVD stamp duty HK$1,169,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,275
−HK$4,721/mo
▼ 0.25% · 3.875%
HK$77,617
−HK$2,379/mo
Today · 4.125%
HK$79,996
baseline
▲ 0.50% · 4.625%
HK$84,863
+HK$4,867/mo
Deposit HK$11.00M · loan HK$16.51M · min. income ≈ HK$159,992/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,169,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,743
−HK$4,524/mo
▼ 0.25% · 3.875%
HK$85,989
−HK$2,278/mo
Today · 4.125%
HK$88,267
baseline
▲ 0.50% · 4.625%
HK$92,920
+HK$4,653/mo
Deposit HK$11.00M · loan HK$16.51M · min. income ≈ HK$176,534/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,169,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,821
−HK$5,507/mo
▼ 0.25% · 3.875%
HK$90,553
−HK$2,775/mo
Today · 4.125%
HK$93,328
baseline
▲ 0.50% · 4.625%
HK$99,007
+HK$5,679/mo
Deposit HK$8.25M · loan HK$19.26M · min. income ≈ HK$186,656/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$1,169,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,700
−HK$5,279/mo
▼ 0.25% · 3.875%
HK$100,320
−HK$2,659/mo
Today · 4.125%
HK$102,979
baseline
▲ 0.50% · 4.625%
HK$108,407
+HK$5,428/mo
Deposit HK$8.25M · loan HK$19.26M · min. income ≈ HK$205,958/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$1,169,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,913
−HK$7,081/mo
▼ 0.25% · 3.875%
HK$116,425
−HK$3,569/mo
Today · 4.125%
HK$119,994
baseline
▲ 0.50% · 4.625%
HK$127,295
+HK$7,301/mo
Deposit HK$2.75M · loan HK$24.76M · min. income ≈ HK$239,988/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,169,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,614
−HK$6,787/mo
▼ 0.25% · 3.875%
HK$128,983
−HK$3,418/mo
Today · 4.125%
HK$132,401
baseline
▲ 0.50% · 4.625%
HK$139,380
+HK$6,979/mo
Deposit HK$2.75M · loan HK$24.76M · min. income ≈ HK$264,802/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,169,167 · Scale 2, in force from 26 Feb 2026)