LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,730
−HK$3,934/mo
▼ 0.25% · 3.875%
HK$64,681
−HK$1,983/mo
Today · 4.125%
HK$66,664
baseline
▲ 0.50% · 4.625%
HK$70,720
+HK$4,056/mo
Deposit HK$13.76M · loan HK$13.76M · min. income ≈ HK$133,328/mo (50% DSR)
Upfront cash ≈ HK$14.92M (deposit + AVD stamp duty HK$1,169,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,787
−HK$3,770/mo
▼ 0.25% · 3.875%
HK$71,658
−HK$1,899/mo
Today · 4.125%
HK$73,557
baseline
▲ 0.50% · 4.625%
HK$77,434
+HK$3,877/mo
Deposit HK$13.76M · loan HK$13.76M · min. income ≈ HK$147,114/mo (50% DSR)
Upfront cash ≈ HK$14.92M (deposit + AVD stamp duty HK$1,169,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,276
−HK$4,721/mo
▼ 0.25% · 3.875%
HK$77,618
−HK$2,379/mo
Today · 4.125%
HK$79,997
baseline
▲ 0.50% · 4.625%
HK$84,864
+HK$4,867/mo
Deposit HK$11.00M · loan HK$16.51M · min. income ≈ HK$159,994/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,169,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,744
−HK$4,524/mo
▼ 0.25% · 3.875%
HK$85,990
−HK$2,278/mo
Today · 4.125%
HK$88,268
baseline
▲ 0.50% · 4.625%
HK$92,921
+HK$4,653/mo
Deposit HK$11.00M · loan HK$16.51M · min. income ≈ HK$176,536/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,169,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,822
−HK$5,507/mo
▼ 0.25% · 3.875%
HK$90,554
−HK$2,775/mo
Today · 4.125%
HK$93,329
baseline
▲ 0.50% · 4.625%
HK$99,008
+HK$5,679/mo
Deposit HK$8.25M · loan HK$19.26M · min. income ≈ HK$186,658/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$1,169,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,701
−HK$5,279/mo
▼ 0.25% · 3.875%
HK$100,322
−HK$2,658/mo
Today · 4.125%
HK$102,980
baseline
▲ 0.50% · 4.625%
HK$108,408
+HK$5,428/mo
Deposit HK$8.25M · loan HK$19.26M · min. income ≈ HK$205,960/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$1,169,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,914
−HK$7,081/mo
▼ 0.25% · 3.875%
HK$116,426
−HK$3,569/mo
Today · 4.125%
HK$119,995
baseline
▲ 0.50% · 4.625%
HK$127,296
+HK$7,301/mo
Deposit HK$2.75M · loan HK$24.76M · min. income ≈ HK$239,990/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,169,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,616
−HK$6,787/mo
▼ 0.25% · 3.875%
HK$128,985
−HK$3,418/mo
Today · 4.125%
HK$132,403
baseline
▲ 0.50% · 4.625%
HK$139,382
+HK$6,979/mo
Deposit HK$2.75M · loan HK$24.76M · min. income ≈ HK$264,806/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,169,180 · Scale 2, in force from 26 Feb 2026)