LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,739
−HK$3,935/mo
▼ 0.25% · 3.875%
HK$64,691
−HK$1,983/mo
Today · 4.125%
HK$66,674
baseline
▲ 0.50% · 4.625%
HK$70,730
+HK$4,056/mo
Deposit HK$13.76M · loan HK$13.76M · min. income ≈ HK$133,348/mo (50% DSR)
Upfront cash ≈ HK$14.93M (deposit + AVD stamp duty HK$1,169,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,797
−HK$3,771/mo
▼ 0.25% · 3.875%
HK$71,669
−HK$1,899/mo
Today · 4.125%
HK$73,568
baseline
▲ 0.50% · 4.625%
HK$77,446
+HK$3,878/mo
Deposit HK$13.76M · loan HK$13.76M · min. income ≈ HK$147,136/mo (50% DSR)
Upfront cash ≈ HK$14.93M (deposit + AVD stamp duty HK$1,169,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,287
−HK$4,721/mo
▼ 0.25% · 3.875%
HK$77,629
−HK$2,379/mo
Today · 4.125%
HK$80,008
baseline
▲ 0.50% · 4.625%
HK$84,877
+HK$4,869/mo
Deposit HK$11.01M · loan HK$16.51M · min. income ≈ HK$160,016/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,169,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,756
−HK$4,525/mo
▼ 0.25% · 3.875%
HK$86,002
−HK$2,279/mo
Today · 4.125%
HK$88,281
baseline
▲ 0.50% · 4.625%
HK$92,935
+HK$4,654/mo
Deposit HK$11.01M · loan HK$16.51M · min. income ≈ HK$176,562/mo (50% DSR)
Upfront cash ≈ HK$12.17M (deposit + AVD stamp duty HK$1,169,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,835
−HK$5,508/mo
▼ 0.25% · 3.875%
HK$90,567
−HK$2,776/mo
Today · 4.125%
HK$93,343
baseline
▲ 0.50% · 4.625%
HK$99,023
+HK$5,680/mo
Deposit HK$8.25M · loan HK$19.26M · min. income ≈ HK$186,686/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$1,169,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,715
−HK$5,280/mo
▼ 0.25% · 3.875%
HK$100,336
−HK$2,659/mo
Today · 4.125%
HK$102,995
baseline
▲ 0.50% · 4.625%
HK$108,424
+HK$5,429/mo
Deposit HK$8.25M · loan HK$19.26M · min. income ≈ HK$205,990/mo (50% DSR)
Upfront cash ≈ HK$9.42M (deposit + AVD stamp duty HK$1,169,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,931
−HK$7,081/mo
▼ 0.25% · 3.875%
HK$116,443
−HK$3,569/mo
Today · 4.125%
HK$120,012
baseline
▲ 0.50% · 4.625%
HK$127,315
+HK$7,303/mo
Deposit HK$2.75M · loan HK$24.76M · min. income ≈ HK$240,024/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,169,350 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,634
−HK$6,788/mo
▼ 0.25% · 3.875%
HK$129,004
−HK$3,418/mo
Today · 4.125%
HK$132,422
baseline
▲ 0.50% · 4.625%
HK$139,402
+HK$6,980/mo
Deposit HK$2.75M · loan HK$24.76M · min. income ≈ HK$264,844/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,169,350 · Scale 2, in force from 26 Feb 2026)