LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,750
−HK$3,935/mo
▼ 0.25% · 3.875%
HK$64,702
−HK$1,983/mo
Today · 4.125%
HK$66,685
baseline
▲ 0.50% · 4.625%
HK$70,743
+HK$4,058/mo
Deposit HK$13.76M · loan HK$13.76M · min. income ≈ HK$133,370/mo (50% DSR)
Upfront cash ≈ HK$14.93M (deposit + AVD stamp duty HK$1,169,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,809
−HK$3,772/mo
▼ 0.25% · 3.875%
HK$71,681
−HK$1,900/mo
Today · 4.125%
HK$73,581
baseline
▲ 0.50% · 4.625%
HK$77,459
+HK$3,878/mo
Deposit HK$13.76M · loan HK$13.76M · min. income ≈ HK$147,162/mo (50% DSR)
Upfront cash ≈ HK$14.93M (deposit + AVD stamp duty HK$1,169,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,300
−HK$4,722/mo
▼ 0.25% · 3.875%
HK$77,642
−HK$2,380/mo
Today · 4.125%
HK$80,022
baseline
▲ 0.50% · 4.625%
HK$84,891
+HK$4,869/mo
Deposit HK$11.01M · loan HK$16.51M · min. income ≈ HK$160,044/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$1,169,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,771
−HK$4,526/mo
▼ 0.25% · 3.875%
HK$86,017
−HK$2,280/mo
Today · 4.125%
HK$88,297
baseline
▲ 0.50% · 4.625%
HK$92,951
+HK$4,654/mo
Deposit HK$11.01M · loan HK$16.51M · min. income ≈ HK$176,594/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$1,169,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,850
−HK$5,509/mo
▼ 0.25% · 3.875%
HK$90,583
−HK$2,776/mo
Today · 4.125%
HK$93,359
baseline
▲ 0.50% · 4.625%
HK$99,040
+HK$5,681/mo
Deposit HK$8.26M · loan HK$19.26M · min. income ≈ HK$186,718/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$1,169,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,733
−HK$5,280/mo
▼ 0.25% · 3.875%
HK$100,354
−HK$2,659/mo
Today · 4.125%
HK$103,013
baseline
▲ 0.50% · 4.625%
HK$108,443
+HK$5,430/mo
Deposit HK$8.26M · loan HK$19.26M · min. income ≈ HK$206,026/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$1,169,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,950
−HK$7,083/mo
▼ 0.25% · 3.875%
HK$116,464
−HK$3,569/mo
Today · 4.125%
HK$120,033
baseline
▲ 0.50% · 4.625%
HK$127,337
+HK$7,304/mo
Deposit HK$2.75M · loan HK$24.77M · min. income ≈ HK$240,066/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,169,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,656
−HK$6,789/mo
▼ 0.25% · 3.875%
HK$129,026
−HK$3,419/mo
Today · 4.125%
HK$132,445
baseline
▲ 0.50% · 4.625%
HK$139,426
+HK$6,981/mo
Deposit HK$2.75M · loan HK$24.77M · min. income ≈ HK$264,890/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,169,554 · Scale 2, in force from 26 Feb 2026)