LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,753
−HK$3,935/mo
▼ 0.25% · 3.875%
HK$64,704
−HK$1,984/mo
Today · 4.125%
HK$66,688
baseline
▲ 0.50% · 4.625%
HK$70,745
+HK$4,057/mo
Deposit HK$13.76M · loan HK$13.76M · min. income ≈ HK$133,376/mo (50% DSR)
Upfront cash ≈ HK$14.93M (deposit + AVD stamp duty HK$1,169,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,812
−HK$3,771/mo
▼ 0.25% · 3.875%
HK$71,684
−HK$1,899/mo
Today · 4.125%
HK$73,583
baseline
▲ 0.50% · 4.625%
HK$77,462
+HK$3,879/mo
Deposit HK$13.76M · loan HK$13.76M · min. income ≈ HK$147,166/mo (50% DSR)
Upfront cash ≈ HK$14.93M (deposit + AVD stamp duty HK$1,169,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,303
−HK$4,722/mo
▼ 0.25% · 3.875%
HK$77,645
−HK$2,380/mo
Today · 4.125%
HK$80,025
baseline
▲ 0.50% · 4.625%
HK$84,895
+HK$4,870/mo
Deposit HK$11.01M · loan HK$16.51M · min. income ≈ HK$160,050/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$1,169,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,774
−HK$4,526/mo
▼ 0.25% · 3.875%
HK$86,021
−HK$2,279/mo
Today · 4.125%
HK$88,300
baseline
▲ 0.50% · 4.625%
HK$92,954
+HK$4,654/mo
Deposit HK$11.01M · loan HK$16.51M · min. income ≈ HK$176,600/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$1,169,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,854
−HK$5,509/mo
▼ 0.25% · 3.875%
HK$90,586
−HK$2,777/mo
Today · 4.125%
HK$93,363
baseline
▲ 0.50% · 4.625%
HK$99,044
+HK$5,681/mo
Deposit HK$8.26M · loan HK$19.26M · min. income ≈ HK$186,726/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$1,169,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,736
−HK$5,281/mo
▼ 0.25% · 3.875%
HK$100,357
−HK$2,660/mo
Today · 4.125%
HK$103,017
baseline
▲ 0.50% · 4.625%
HK$108,447
+HK$5,430/mo
Deposit HK$8.26M · loan HK$19.26M · min. income ≈ HK$206,034/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$1,169,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,955
−HK$7,083/mo
▼ 0.25% · 3.875%
HK$116,468
−HK$3,570/mo
Today · 4.125%
HK$120,038
baseline
▲ 0.50% · 4.625%
HK$127,342
+HK$7,304/mo
Deposit HK$2.75M · loan HK$24.77M · min. income ≈ HK$240,076/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,169,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,661
−HK$6,789/mo
▼ 0.25% · 3.875%
HK$129,031
−HK$3,419/mo
Today · 4.125%
HK$132,450
baseline
▲ 0.50% · 4.625%
HK$139,431
+HK$6,981/mo
Deposit HK$2.75M · loan HK$24.77M · min. income ≈ HK$264,900/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,169,598 · Scale 2, in force from 26 Feb 2026)