LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,755
−HK$3,935/mo
▼ 0.25% · 3.875%
HK$64,707
−HK$1,983/mo
Today · 4.125%
HK$66,690
baseline
▲ 0.50% · 4.625%
HK$70,748
+HK$4,058/mo
Deposit HK$13.76M · loan HK$13.76M · min. income ≈ HK$133,380/mo (50% DSR)
Upfront cash ≈ HK$14.93M (deposit + AVD stamp duty HK$1,169,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,814
−HK$3,772/mo
▼ 0.25% · 3.875%
HK$71,686
−HK$1,900/mo
Today · 4.125%
HK$73,586
baseline
▲ 0.50% · 4.625%
HK$77,465
+HK$3,879/mo
Deposit HK$13.76M · loan HK$13.76M · min. income ≈ HK$147,172/mo (50% DSR)
Upfront cash ≈ HK$14.93M (deposit + AVD stamp duty HK$1,169,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,306
−HK$4,722/mo
▼ 0.25% · 3.875%
HK$77,648
−HK$2,380/mo
Today · 4.125%
HK$80,028
baseline
▲ 0.50% · 4.625%
HK$84,897
+HK$4,869/mo
Deposit HK$11.01M · loan HK$16.51M · min. income ≈ HK$160,056/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$1,169,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,777
−HK$4,526/mo
▼ 0.25% · 3.875%
HK$86,024
−HK$2,279/mo
Today · 4.125%
HK$88,303
baseline
▲ 0.50% · 4.625%
HK$92,958
+HK$4,655/mo
Deposit HK$11.01M · loan HK$16.51M · min. income ≈ HK$176,606/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$1,169,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,857
−HK$5,509/mo
▼ 0.25% · 3.875%
HK$90,589
−HK$2,777/mo
Today · 4.125%
HK$93,366
baseline
▲ 0.50% · 4.625%
HK$99,047
+HK$5,681/mo
Deposit HK$8.26M · loan HK$19.26M · min. income ≈ HK$186,732/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$1,169,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,740
−HK$5,280/mo
▼ 0.25% · 3.875%
HK$100,361
−HK$2,659/mo
Today · 4.125%
HK$103,020
baseline
▲ 0.50% · 4.625%
HK$108,450
+HK$5,430/mo
Deposit HK$8.26M · loan HK$19.26M · min. income ≈ HK$206,040/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$1,169,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,958
−HK$7,084/mo
▼ 0.25% · 3.875%
HK$116,472
−HK$3,570/mo
Today · 4.125%
HK$120,042
baseline
▲ 0.50% · 4.625%
HK$127,346
+HK$7,304/mo
Deposit HK$2.75M · loan HK$24.77M · min. income ≈ HK$240,084/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,169,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,665
−HK$6,789/mo
▼ 0.25% · 3.875%
HK$129,035
−HK$3,419/mo
Today · 4.125%
HK$132,454
baseline
▲ 0.50% · 4.625%
HK$139,436
+HK$6,982/mo
Deposit HK$2.75M · loan HK$24.77M · min. income ≈ HK$264,908/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,169,638 · Scale 2, in force from 26 Feb 2026)