LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,759
−HK$3,936/mo
▼ 0.25% · 3.875%
HK$64,711
−HK$1,984/mo
Today · 4.125%
HK$66,695
baseline
▲ 0.50% · 4.625%
HK$70,753
+HK$4,058/mo
Deposit HK$13.76M · loan HK$13.76M · min. income ≈ HK$133,390/mo (50% DSR)
Upfront cash ≈ HK$14.93M (deposit + AVD stamp duty HK$1,169,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,819
−HK$3,772/mo
▼ 0.25% · 3.875%
HK$71,691
−HK$1,900/mo
Today · 4.125%
HK$73,591
baseline
▲ 0.50% · 4.625%
HK$77,470
+HK$3,879/mo
Deposit HK$13.76M · loan HK$13.76M · min. income ≈ HK$147,182/mo (50% DSR)
Upfront cash ≈ HK$14.93M (deposit + AVD stamp duty HK$1,169,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,311
−HK$4,722/mo
▼ 0.25% · 3.875%
HK$77,653
−HK$2,380/mo
Today · 4.125%
HK$80,033
baseline
▲ 0.50% · 4.625%
HK$84,903
+HK$4,870/mo
Deposit HK$11.01M · loan HK$16.51M · min. income ≈ HK$160,066/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$1,169,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,782
−HK$4,527/mo
▼ 0.25% · 3.875%
HK$86,029
−HK$2,280/mo
Today · 4.125%
HK$88,309
baseline
▲ 0.50% · 4.625%
HK$92,964
+HK$4,655/mo
Deposit HK$11.01M · loan HK$16.51M · min. income ≈ HK$176,618/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$1,169,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,863
−HK$5,509/mo
▼ 0.25% · 3.875%
HK$90,596
−HK$2,776/mo
Today · 4.125%
HK$93,372
baseline
▲ 0.50% · 4.625%
HK$99,054
+HK$5,682/mo
Deposit HK$8.26M · loan HK$19.27M · min. income ≈ HK$186,744/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$1,169,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,746
−HK$5,281/mo
▼ 0.25% · 3.875%
HK$100,368
−HK$2,659/mo
Today · 4.125%
HK$103,027
baseline
▲ 0.50% · 4.625%
HK$108,458
+HK$5,431/mo
Deposit HK$8.26M · loan HK$19.27M · min. income ≈ HK$206,054/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$1,169,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,966
−HK$7,084/mo
▼ 0.25% · 3.875%
HK$116,480
−HK$3,570/mo
Today · 4.125%
HK$120,050
baseline
▲ 0.50% · 4.625%
HK$127,355
+HK$7,305/mo
Deposit HK$2.75M · loan HK$24.77M · min. income ≈ HK$240,100/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,169,718 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,674
−HK$6,789/mo
▼ 0.25% · 3.875%
HK$129,044
−HK$3,419/mo
Today · 4.125%
HK$132,463
baseline
▲ 0.50% · 4.625%
HK$139,446
+HK$6,983/mo
Deposit HK$2.75M · loan HK$24.77M · min. income ≈ HK$264,926/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,169,718 · Scale 2, in force from 26 Feb 2026)