LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,764
−HK$3,936/mo
▼ 0.25% · 3.875%
HK$64,717
−HK$1,983/mo
Today · 4.125%
HK$66,700
baseline
▲ 0.50% · 4.625%
HK$70,759
+HK$4,059/mo
Deposit HK$13.76M · loan HK$13.76M · min. income ≈ HK$133,400/mo (50% DSR)
Upfront cash ≈ HK$14.93M (deposit + AVD stamp duty HK$1,169,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,825
−HK$3,772/mo
▼ 0.25% · 3.875%
HK$71,697
−HK$1,900/mo
Today · 4.125%
HK$73,597
baseline
▲ 0.50% · 4.625%
HK$77,477
+HK$3,880/mo
Deposit HK$13.76M · loan HK$13.76M · min. income ≈ HK$147,194/mo (50% DSR)
Upfront cash ≈ HK$14.93M (deposit + AVD stamp duty HK$1,169,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,317
−HK$4,723/mo
▼ 0.25% · 3.875%
HK$77,660
−HK$2,380/mo
Today · 4.125%
HK$80,040
baseline
▲ 0.50% · 4.625%
HK$84,911
+HK$4,871/mo
Deposit HK$11.01M · loan HK$16.52M · min. income ≈ HK$160,080/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$1,169,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,790
−HK$4,527/mo
▼ 0.25% · 3.875%
HK$86,037
−HK$2,280/mo
Today · 4.125%
HK$88,317
baseline
▲ 0.50% · 4.625%
HK$92,972
+HK$4,655/mo
Deposit HK$11.01M · loan HK$16.52M · min. income ≈ HK$176,634/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$1,169,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,870
−HK$5,510/mo
▼ 0.25% · 3.875%
HK$90,603
−HK$2,777/mo
Today · 4.125%
HK$93,380
baseline
▲ 0.50% · 4.625%
HK$99,062
+HK$5,682/mo
Deposit HK$8.26M · loan HK$19.27M · min. income ≈ HK$186,760/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$1,169,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,755
−HK$5,281/mo
▼ 0.25% · 3.875%
HK$100,376
−HK$2,660/mo
Today · 4.125%
HK$103,036
baseline
▲ 0.50% · 4.625%
HK$108,467
+HK$5,431/mo
Deposit HK$8.26M · loan HK$19.27M · min. income ≈ HK$206,072/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$1,169,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,976
−HK$7,084/mo
▼ 0.25% · 3.875%
HK$116,490
−HK$3,570/mo
Today · 4.125%
HK$120,060
baseline
▲ 0.50% · 4.625%
HK$127,366
+HK$7,306/mo
Deposit HK$2.75M · loan HK$24.77M · min. income ≈ HK$240,120/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,169,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,684
−HK$6,791/mo
▼ 0.25% · 3.875%
HK$129,055
−HK$3,420/mo
Today · 4.125%
HK$132,475
baseline
▲ 0.50% · 4.625%
HK$139,458
+HK$6,983/mo
Deposit HK$2.75M · loan HK$24.77M · min. income ≈ HK$264,950/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,169,819 · Scale 2, in force from 26 Feb 2026)