LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,765
−HK$3,936/mo
▼ 0.25% · 3.875%
HK$64,718
−HK$1,983/mo
Today · 4.125%
HK$66,701
baseline
▲ 0.50% · 4.625%
HK$70,760
+HK$4,059/mo
Deposit HK$13.76M · loan HK$13.76M · min. income ≈ HK$133,402/mo (50% DSR)
Upfront cash ≈ HK$14.93M (deposit + AVD stamp duty HK$1,169,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,826
−HK$3,772/mo
▼ 0.25% · 3.875%
HK$71,699
−HK$1,899/mo
Today · 4.125%
HK$73,598
baseline
▲ 0.50% · 4.625%
HK$77,478
+HK$3,880/mo
Deposit HK$13.76M · loan HK$13.76M · min. income ≈ HK$147,196/mo (50% DSR)
Upfront cash ≈ HK$14.93M (deposit + AVD stamp duty HK$1,169,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,318
−HK$4,724/mo
▼ 0.25% · 3.875%
HK$77,661
−HK$2,381/mo
Today · 4.125%
HK$80,042
baseline
▲ 0.50% · 4.625%
HK$84,912
+HK$4,870/mo
Deposit HK$11.01M · loan HK$16.52M · min. income ≈ HK$160,084/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$1,169,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,791
−HK$4,527/mo
▼ 0.25% · 3.875%
HK$86,038
−HK$2,280/mo
Today · 4.125%
HK$88,318
baseline
▲ 0.50% · 4.625%
HK$92,973
+HK$4,655/mo
Deposit HK$11.01M · loan HK$16.52M · min. income ≈ HK$176,636/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$1,169,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,872
−HK$5,510/mo
▼ 0.25% · 3.875%
HK$90,605
−HK$2,777/mo
Today · 4.125%
HK$93,382
baseline
▲ 0.50% · 4.625%
HK$99,064
+HK$5,682/mo
Deposit HK$8.26M · loan HK$19.27M · min. income ≈ HK$186,764/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$1,169,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,756
−HK$5,282/mo
▼ 0.25% · 3.875%
HK$100,378
−HK$2,660/mo
Today · 4.125%
HK$103,038
baseline
▲ 0.50% · 4.625%
HK$108,469
+HK$5,431/mo
Deposit HK$8.26M · loan HK$19.27M · min. income ≈ HK$206,076/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$1,169,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,978
−HK$7,084/mo
▼ 0.25% · 3.875%
HK$116,492
−HK$3,570/mo
Today · 4.125%
HK$120,062
baseline
▲ 0.50% · 4.625%
HK$127,368
+HK$7,306/mo
Deposit HK$2.75M · loan HK$24.77M · min. income ≈ HK$240,124/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,169,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,687
−HK$6,790/mo
▼ 0.25% · 3.875%
HK$129,057
−HK$3,420/mo
Today · 4.125%
HK$132,477
baseline
▲ 0.50% · 4.625%
HK$139,460
+HK$6,983/mo
Deposit HK$2.75M · loan HK$24.77M · min. income ≈ HK$264,954/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,169,838 · Scale 2, in force from 26 Feb 2026)