LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,766
−HK$3,936/mo
▼ 0.25% · 3.875%
HK$64,719
−HK$1,983/mo
Today · 4.125%
HK$66,702
baseline
▲ 0.50% · 4.625%
HK$70,761
+HK$4,059/mo
Deposit HK$13.76M · loan HK$13.76M · min. income ≈ HK$133,404/mo (50% DSR)
Upfront cash ≈ HK$14.93M (deposit + AVD stamp duty HK$1,169,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,827
−HK$3,772/mo
▼ 0.25% · 3.875%
HK$71,699
−HK$1,900/mo
Today · 4.125%
HK$73,599
baseline
▲ 0.50% · 4.625%
HK$77,479
+HK$3,880/mo
Deposit HK$13.76M · loan HK$13.76M · min. income ≈ HK$147,198/mo (50% DSR)
Upfront cash ≈ HK$14.93M (deposit + AVD stamp duty HK$1,169,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,319
−HK$4,724/mo
▼ 0.25% · 3.875%
HK$77,662
−HK$2,381/mo
Today · 4.125%
HK$80,043
baseline
▲ 0.50% · 4.625%
HK$84,913
+HK$4,870/mo
Deposit HK$11.01M · loan HK$16.52M · min. income ≈ HK$160,086/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$1,169,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,792
−HK$4,527/mo
▼ 0.25% · 3.875%
HK$86,039
−HK$2,280/mo
Today · 4.125%
HK$88,319
baseline
▲ 0.50% · 4.625%
HK$92,974
+HK$4,655/mo
Deposit HK$11.01M · loan HK$16.52M · min. income ≈ HK$176,638/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$1,169,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,873
−HK$5,510/mo
▼ 0.25% · 3.875%
HK$90,606
−HK$2,777/mo
Today · 4.125%
HK$93,383
baseline
▲ 0.50% · 4.625%
HK$99,065
+HK$5,682/mo
Deposit HK$8.26M · loan HK$19.27M · min. income ≈ HK$186,766/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$1,169,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,757
−HK$5,282/mo
▼ 0.25% · 3.875%
HK$100,379
−HK$2,660/mo
Today · 4.125%
HK$103,039
baseline
▲ 0.50% · 4.625%
HK$108,470
+HK$5,431/mo
Deposit HK$8.26M · loan HK$19.27M · min. income ≈ HK$206,078/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$1,169,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,979
−HK$7,085/mo
▼ 0.25% · 3.875%
HK$116,493
−HK$3,571/mo
Today · 4.125%
HK$120,064
baseline
▲ 0.50% · 4.625%
HK$127,369
+HK$7,305/mo
Deposit HK$2.75M · loan HK$24.77M · min. income ≈ HK$240,128/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,169,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,688
−HK$6,791/mo
▼ 0.25% · 3.875%
HK$129,059
−HK$3,420/mo
Today · 4.125%
HK$132,479
baseline
▲ 0.50% · 4.625%
HK$139,462
+HK$6,983/mo
Deposit HK$2.75M · loan HK$24.77M · min. income ≈ HK$264,958/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,169,852 · Scale 2, in force from 26 Feb 2026)