LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,767
−HK$3,936/mo
▼ 0.25% · 3.875%
HK$64,720
−HK$1,983/mo
Today · 4.125%
HK$66,703
baseline
▲ 0.50% · 4.625%
HK$70,762
+HK$4,059/mo
Deposit HK$13.76M · loan HK$13.76M · min. income ≈ HK$133,406/mo (50% DSR)
Upfront cash ≈ HK$14.93M (deposit + AVD stamp duty HK$1,169,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,828
−HK$3,773/mo
▼ 0.25% · 3.875%
HK$71,701
−HK$1,900/mo
Today · 4.125%
HK$73,601
baseline
▲ 0.50% · 4.625%
HK$77,480
+HK$3,879/mo
Deposit HK$13.76M · loan HK$13.76M · min. income ≈ HK$147,202/mo (50% DSR)
Upfront cash ≈ HK$14.93M (deposit + AVD stamp duty HK$1,169,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,321
−HK$4,723/mo
▼ 0.25% · 3.875%
HK$77,664
−HK$2,380/mo
Today · 4.125%
HK$80,044
baseline
▲ 0.50% · 4.625%
HK$84,915
+HK$4,871/mo
Deposit HK$11.01M · loan HK$16.52M · min. income ≈ HK$160,088/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$1,169,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,794
−HK$4,527/mo
▼ 0.25% · 3.875%
HK$86,041
−HK$2,280/mo
Today · 4.125%
HK$88,321
baseline
▲ 0.50% · 4.625%
HK$92,976
+HK$4,655/mo
Deposit HK$11.01M · loan HK$16.52M · min. income ≈ HK$176,642/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$1,169,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,874
−HK$5,511/mo
▼ 0.25% · 3.875%
HK$90,608
−HK$2,777/mo
Today · 4.125%
HK$93,385
baseline
▲ 0.50% · 4.625%
HK$99,067
+HK$5,682/mo
Deposit HK$8.26M · loan HK$19.27M · min. income ≈ HK$186,770/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$1,169,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,759
−HK$5,282/mo
▼ 0.25% · 3.875%
HK$100,381
−HK$2,660/mo
Today · 4.125%
HK$103,041
baseline
▲ 0.50% · 4.625%
HK$108,472
+HK$5,431/mo
Deposit HK$8.26M · loan HK$19.27M · min. income ≈ HK$206,082/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$1,169,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,981
−HK$7,085/mo
▼ 0.25% · 3.875%
HK$116,495
−HK$3,571/mo
Today · 4.125%
HK$120,066
baseline
▲ 0.50% · 4.625%
HK$127,372
+HK$7,306/mo
Deposit HK$2.75M · loan HK$24.77M · min. income ≈ HK$240,132/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,169,873 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,690
−HK$6,791/mo
▼ 0.25% · 3.875%
HK$129,061
−HK$3,420/mo
Today · 4.125%
HK$132,481
baseline
▲ 0.50% · 4.625%
HK$139,464
+HK$6,983/mo
Deposit HK$2.75M · loan HK$24.77M · min. income ≈ HK$264,962/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,169,873 · Scale 2, in force from 26 Feb 2026)