LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,779
−HK$3,937/mo
▼ 0.25% · 3.875%
HK$64,732
−HK$1,984/mo
Today · 4.125%
HK$66,716
baseline
▲ 0.50% · 4.625%
HK$70,776
+HK$4,060/mo
Deposit HK$13.77M · loan HK$13.77M · min. income ≈ HK$133,432/mo (50% DSR)
Upfront cash ≈ HK$14.94M (deposit + AVD stamp duty HK$1,170,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,841
−HK$3,774/mo
▼ 0.25% · 3.875%
HK$71,714
−HK$1,901/mo
Today · 4.125%
HK$73,615
baseline
▲ 0.50% · 4.625%
HK$77,495
+HK$3,880/mo
Deposit HK$13.77M · loan HK$13.77M · min. income ≈ HK$147,230/mo (50% DSR)
Upfront cash ≈ HK$14.94M (deposit + AVD stamp duty HK$1,170,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,335
−HK$4,724/mo
▼ 0.25% · 3.875%
HK$77,678
−HK$2,381/mo
Today · 4.125%
HK$80,059
baseline
▲ 0.50% · 4.625%
HK$84,931
+HK$4,872/mo
Deposit HK$11.01M · loan HK$16.52M · min. income ≈ HK$160,118/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$1,170,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,810
−HK$4,528/mo
▼ 0.25% · 3.875%
HK$86,057
−HK$2,281/mo
Today · 4.125%
HK$88,338
baseline
▲ 0.50% · 4.625%
HK$92,994
+HK$4,656/mo
Deposit HK$11.01M · loan HK$16.52M · min. income ≈ HK$176,676/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$1,170,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,891
−HK$5,512/mo
▼ 0.25% · 3.875%
HK$90,625
−HK$2,778/mo
Today · 4.125%
HK$93,403
baseline
▲ 0.50% · 4.625%
HK$99,086
+HK$5,683/mo
Deposit HK$8.26M · loan HK$19.27M · min. income ≈ HK$186,806/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$1,170,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,778
−HK$5,282/mo
▼ 0.25% · 3.875%
HK$100,400
−HK$2,660/mo
Today · 4.125%
HK$103,060
baseline
▲ 0.50% · 4.625%
HK$108,493
+HK$5,433/mo
Deposit HK$8.26M · loan HK$19.27M · min. income ≈ HK$206,120/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$1,170,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,003
−HK$7,086/mo
▼ 0.25% · 3.875%
HK$116,518
−HK$3,571/mo
Today · 4.125%
HK$120,089
baseline
▲ 0.50% · 4.625%
HK$127,396
+HK$7,307/mo
Deposit HK$2.75M · loan HK$24.78M · min. income ≈ HK$240,178/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,170,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,714
−HK$6,792/mo
▼ 0.25% · 3.875%
HK$129,086
−HK$3,420/mo
Today · 4.125%
HK$132,506
baseline
▲ 0.50% · 4.625%
HK$139,491
+HK$6,985/mo
Deposit HK$2.75M · loan HK$24.78M · min. income ≈ HK$265,012/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,170,096 · Scale 2, in force from 26 Feb 2026)