LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,782
−HK$3,937/mo
▼ 0.25% · 3.875%
HK$64,735
−HK$1,984/mo
Today · 4.125%
HK$66,719
baseline
▲ 0.50% · 4.625%
HK$70,779
+HK$4,060/mo
Deposit HK$13.77M · loan HK$13.77M · min. income ≈ HK$133,438/mo (50% DSR)
Upfront cash ≈ HK$14.94M (deposit + AVD stamp duty HK$1,170,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,845
−HK$3,773/mo
▼ 0.25% · 3.875%
HK$71,718
−HK$1,900/mo
Today · 4.125%
HK$73,618
baseline
▲ 0.50% · 4.625%
HK$77,499
+HK$3,881/mo
Deposit HK$13.77M · loan HK$13.77M · min. income ≈ HK$147,236/mo (50% DSR)
Upfront cash ≈ HK$14.94M (deposit + AVD stamp duty HK$1,170,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,339
−HK$4,724/mo
▼ 0.25% · 3.875%
HK$77,682
−HK$2,381/mo
Today · 4.125%
HK$80,063
baseline
▲ 0.50% · 4.625%
HK$84,935
+HK$4,872/mo
Deposit HK$11.01M · loan HK$16.52M · min. income ≈ HK$160,126/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$1,170,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,814
−HK$4,528/mo
▼ 0.25% · 3.875%
HK$86,061
−HK$2,281/mo
Today · 4.125%
HK$88,342
baseline
▲ 0.50% · 4.625%
HK$92,998
+HK$4,656/mo
Deposit HK$11.01M · loan HK$16.52M · min. income ≈ HK$176,684/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$1,170,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,895
−HK$5,512/mo
▼ 0.25% · 3.875%
HK$90,629
−HK$2,778/mo
Today · 4.125%
HK$93,407
baseline
▲ 0.50% · 4.625%
HK$99,091
+HK$5,684/mo
Deposit HK$8.26M · loan HK$19.27M · min. income ≈ HK$186,814/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$1,170,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,783
−HK$5,282/mo
▼ 0.25% · 3.875%
HK$100,405
−HK$2,660/mo
Today · 4.125%
HK$103,065
baseline
▲ 0.50% · 4.625%
HK$108,498
+HK$5,433/mo
Deposit HK$8.26M · loan HK$19.27M · min. income ≈ HK$206,130/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$1,170,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,008
−HK$7,087/mo
▼ 0.25% · 3.875%
HK$116,523
−HK$3,572/mo
Today · 4.125%
HK$120,095
baseline
▲ 0.50% · 4.625%
HK$127,402
+HK$7,307/mo
Deposit HK$2.75M · loan HK$24.78M · min. income ≈ HK$240,190/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,170,153 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,720
−HK$6,793/mo
▼ 0.25% · 3.875%
HK$129,092
−HK$3,421/mo
Today · 4.125%
HK$132,513
baseline
▲ 0.50% · 4.625%
HK$139,498
+HK$6,985/mo
Deposit HK$2.75M · loan HK$24.78M · min. income ≈ HK$265,026/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,170,153 · Scale 2, in force from 26 Feb 2026)