LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,787
−HK$3,937/mo
▼ 0.25% · 3.875%
HK$64,740
−HK$1,984/mo
Today · 4.125%
HK$66,724
baseline
▲ 0.50% · 4.625%
HK$70,784
+HK$4,060/mo
Deposit HK$13.77M · loan HK$13.77M · min. income ≈ HK$133,448/mo (50% DSR)
Upfront cash ≈ HK$14.94M (deposit + AVD stamp duty HK$1,170,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,850
−HK$3,774/mo
▼ 0.25% · 3.875%
HK$71,723
−HK$1,901/mo
Today · 4.125%
HK$73,624
baseline
▲ 0.50% · 4.625%
HK$77,504
+HK$3,880/mo
Deposit HK$13.77M · loan HK$13.77M · min. income ≈ HK$147,248/mo (50% DSR)
Upfront cash ≈ HK$14.94M (deposit + AVD stamp duty HK$1,170,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,344
−HK$4,725/mo
▼ 0.25% · 3.875%
HK$77,688
−HK$2,381/mo
Today · 4.125%
HK$80,069
baseline
▲ 0.50% · 4.625%
HK$84,941
+HK$4,872/mo
Deposit HK$11.01M · loan HK$16.52M · min. income ≈ HK$160,138/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$1,170,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,820
−HK$4,528/mo
▼ 0.25% · 3.875%
HK$86,068
−HK$2,280/mo
Today · 4.125%
HK$88,348
baseline
▲ 0.50% · 4.625%
HK$93,005
+HK$4,657/mo
Deposit HK$11.01M · loan HK$16.52M · min. income ≈ HK$176,696/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$1,170,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,902
−HK$5,512/mo
▼ 0.25% · 3.875%
HK$90,636
−HK$2,778/mo
Today · 4.125%
HK$93,414
baseline
▲ 0.50% · 4.625%
HK$99,098
+HK$5,684/mo
Deposit HK$8.26M · loan HK$19.27M · min. income ≈ HK$186,828/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$1,170,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,790
−HK$5,283/mo
▼ 0.25% · 3.875%
HK$100,412
−HK$2,661/mo
Today · 4.125%
HK$103,073
baseline
▲ 0.50% · 4.625%
HK$108,506
+HK$5,433/mo
Deposit HK$8.26M · loan HK$19.27M · min. income ≈ HK$206,146/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$1,170,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,016
−HK$7,087/mo
▼ 0.25% · 3.875%
HK$116,532
−HK$3,571/mo
Today · 4.125%
HK$120,103
baseline
▲ 0.50% · 4.625%
HK$127,411
+HK$7,308/mo
Deposit HK$2.75M · loan HK$24.78M · min. income ≈ HK$240,206/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,170,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,730
−HK$6,792/mo
▼ 0.25% · 3.875%
HK$129,102
−HK$3,420/mo
Today · 4.125%
HK$132,522
baseline
▲ 0.50% · 4.625%
HK$139,508
+HK$6,986/mo
Deposit HK$2.75M · loan HK$24.78M · min. income ≈ HK$265,044/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,170,238 · Scale 2, in force from 26 Feb 2026)