LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,788
−HK$3,937/mo
▼ 0.25% · 3.875%
HK$64,741
−HK$1,984/mo
Today · 4.125%
HK$66,725
baseline
▲ 0.50% · 4.625%
HK$70,785
+HK$4,060/mo
Deposit HK$13.77M · loan HK$13.77M · min. income ≈ HK$133,450/mo (50% DSR)
Upfront cash ≈ HK$14.94M (deposit + AVD stamp duty HK$1,170,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,851
−HK$3,774/mo
▼ 0.25% · 3.875%
HK$71,724
−HK$1,901/mo
Today · 4.125%
HK$73,625
baseline
▲ 0.50% · 4.625%
HK$77,505
+HK$3,880/mo
Deposit HK$13.77M · loan HK$13.77M · min. income ≈ HK$147,250/mo (50% DSR)
Upfront cash ≈ HK$14.94M (deposit + AVD stamp duty HK$1,170,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,345
−HK$4,725/mo
▼ 0.25% · 3.875%
HK$77,689
−HK$2,381/mo
Today · 4.125%
HK$80,070
baseline
▲ 0.50% · 4.625%
HK$84,942
+HK$4,872/mo
Deposit HK$11.01M · loan HK$16.52M · min. income ≈ HK$160,140/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$1,170,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,821
−HK$4,529/mo
▼ 0.25% · 3.875%
HK$86,069
−HK$2,281/mo
Today · 4.125%
HK$88,350
baseline
▲ 0.50% · 4.625%
HK$93,007
+HK$4,657/mo
Deposit HK$11.01M · loan HK$16.52M · min. income ≈ HK$176,700/mo (50% DSR)
Upfront cash ≈ HK$12.18M (deposit + AVD stamp duty HK$1,170,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,903
−HK$5,512/mo
▼ 0.25% · 3.875%
HK$90,637
−HK$2,778/mo
Today · 4.125%
HK$93,415
baseline
▲ 0.50% · 4.625%
HK$99,099
+HK$5,684/mo
Deposit HK$8.26M · loan HK$19.27M · min. income ≈ HK$186,830/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$1,170,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,791
−HK$5,283/mo
▼ 0.25% · 3.875%
HK$100,414
−HK$2,660/mo
Today · 4.125%
HK$103,074
baseline
▲ 0.50% · 4.625%
HK$108,508
+HK$5,434/mo
Deposit HK$8.26M · loan HK$19.27M · min. income ≈ HK$206,148/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$1,170,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,018
−HK$7,087/mo
▼ 0.25% · 3.875%
HK$116,534
−HK$3,571/mo
Today · 4.125%
HK$120,105
baseline
▲ 0.50% · 4.625%
HK$127,413
+HK$7,308/mo
Deposit HK$2.75M · loan HK$24.78M · min. income ≈ HK$240,210/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,170,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,731
−HK$6,793/mo
▼ 0.25% · 3.875%
HK$129,103
−HK$3,421/mo
Today · 4.125%
HK$132,524
baseline
▲ 0.50% · 4.625%
HK$139,510
+HK$6,986/mo
Deposit HK$2.75M · loan HK$24.78M · min. income ≈ HK$265,048/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,170,256 · Scale 2, in force from 26 Feb 2026)