LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,791
−HK$3,938/mo
▼ 0.25% · 3.875%
HK$64,745
−HK$1,984/mo
Today · 4.125%
HK$66,729
baseline
▲ 0.50% · 4.625%
HK$70,789
+HK$4,060/mo
Deposit HK$13.77M · loan HK$13.77M · min. income ≈ HK$133,458/mo (50% DSR)
Upfront cash ≈ HK$14.94M (deposit + AVD stamp duty HK$1,170,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,855
−HK$3,774/mo
▼ 0.25% · 3.875%
HK$71,728
−HK$1,901/mo
Today · 4.125%
HK$73,629
baseline
▲ 0.50% · 4.625%
HK$77,510
+HK$3,881/mo
Deposit HK$13.77M · loan HK$13.77M · min. income ≈ HK$147,258/mo (50% DSR)
Upfront cash ≈ HK$14.94M (deposit + AVD stamp duty HK$1,170,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,350
−HK$4,725/mo
▼ 0.25% · 3.875%
HK$77,693
−HK$2,382/mo
Today · 4.125%
HK$80,075
baseline
▲ 0.50% · 4.625%
HK$84,947
+HK$4,872/mo
Deposit HK$11.01M · loan HK$16.52M · min. income ≈ HK$160,150/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$1,170,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,826
−HK$4,529/mo
▼ 0.25% · 3.875%
HK$86,074
−HK$2,281/mo
Today · 4.125%
HK$88,355
baseline
▲ 0.50% · 4.625%
HK$93,012
+HK$4,657/mo
Deposit HK$11.01M · loan HK$16.52M · min. income ≈ HK$176,710/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$1,170,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,908
−HK$5,513/mo
▼ 0.25% · 3.875%
HK$90,642
−HK$2,779/mo
Today · 4.125%
HK$93,421
baseline
▲ 0.50% · 4.625%
HK$99,105
+HK$5,684/mo
Deposit HK$8.26M · loan HK$19.28M · min. income ≈ HK$186,842/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$1,170,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,797
−HK$5,283/mo
▼ 0.25% · 3.875%
HK$100,420
−HK$2,660/mo
Today · 4.125%
HK$103,080
baseline
▲ 0.50% · 4.625%
HK$108,514
+HK$5,434/mo
Deposit HK$8.26M · loan HK$19.28M · min. income ≈ HK$206,160/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$1,170,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,024
−HK$7,088/mo
▼ 0.25% · 3.875%
HK$116,540
−HK$3,572/mo
Today · 4.125%
HK$120,112
baseline
▲ 0.50% · 4.625%
HK$127,421
+HK$7,309/mo
Deposit HK$2.75M · loan HK$24.78M · min. income ≈ HK$240,224/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,170,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,739
−HK$6,793/mo
▼ 0.25% · 3.875%
HK$129,111
−HK$3,421/mo
Today · 4.125%
HK$132,532
baseline
▲ 0.50% · 4.625%
HK$139,518
+HK$6,986/mo
Deposit HK$2.75M · loan HK$24.78M · min. income ≈ HK$265,064/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,170,322 · Scale 2, in force from 26 Feb 2026)