LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,793
−HK$3,938/mo
▼ 0.25% · 3.875%
HK$64,746
−HK$1,985/mo
Today · 4.125%
HK$66,731
baseline
▲ 0.50% · 4.625%
HK$70,791
+HK$4,060/mo
Deposit HK$13.77M · loan HK$13.77M · min. income ≈ HK$133,462/mo (50% DSR)
Upfront cash ≈ HK$14.94M (deposit + AVD stamp duty HK$1,170,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,857
−HK$3,774/mo
▼ 0.25% · 3.875%
HK$71,730
−HK$1,901/mo
Today · 4.125%
HK$73,631
baseline
▲ 0.50% · 4.625%
HK$77,512
+HK$3,881/mo
Deposit HK$13.77M · loan HK$13.77M · min. income ≈ HK$147,262/mo (50% DSR)
Upfront cash ≈ HK$14.94M (deposit + AVD stamp duty HK$1,170,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,352
−HK$4,725/mo
▼ 0.25% · 3.875%
HK$77,695
−HK$2,382/mo
Today · 4.125%
HK$80,077
baseline
▲ 0.50% · 4.625%
HK$84,949
+HK$4,872/mo
Deposit HK$11.02M · loan HK$16.52M · min. income ≈ HK$160,154/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$1,170,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,828
−HK$4,529/mo
▼ 0.25% · 3.875%
HK$86,076
−HK$2,281/mo
Today · 4.125%
HK$88,357
baseline
▲ 0.50% · 4.625%
HK$93,014
+HK$4,657/mo
Deposit HK$11.02M · loan HK$16.52M · min. income ≈ HK$176,714/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$1,170,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,910
−HK$5,513/mo
▼ 0.25% · 3.875%
HK$90,645
−HK$2,778/mo
Today · 4.125%
HK$93,423
baseline
▲ 0.50% · 4.625%
HK$99,107
+HK$5,684/mo
Deposit HK$8.26M · loan HK$19.28M · min. income ≈ HK$186,846/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$1,170,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,799
−HK$5,284/mo
▼ 0.25% · 3.875%
HK$100,422
−HK$2,661/mo
Today · 4.125%
HK$103,083
baseline
▲ 0.50% · 4.625%
HK$108,517
+HK$5,434/mo
Deposit HK$8.26M · loan HK$19.28M · min. income ≈ HK$206,166/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$1,170,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,027
−HK$7,088/mo
▼ 0.25% · 3.875%
HK$116,543
−HK$3,572/mo
Today · 4.125%
HK$120,115
baseline
▲ 0.50% · 4.625%
HK$127,424
+HK$7,309/mo
Deposit HK$2.75M · loan HK$24.78M · min. income ≈ HK$240,230/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,170,351 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,742
−HK$6,793/mo
▼ 0.25% · 3.875%
HK$129,114
−HK$3,421/mo
Today · 4.125%
HK$132,535
baseline
▲ 0.50% · 4.625%
HK$139,521
+HK$6,986/mo
Deposit HK$2.75M · loan HK$24.78M · min. income ≈ HK$265,070/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$1,170,351 · Scale 2, in force from 26 Feb 2026)