LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,811
−HK$3,938/mo
▼ 0.25% · 3.875%
HK$64,764
−HK$1,985/mo
Today · 4.125%
HK$66,749
baseline
▲ 0.50% · 4.625%
HK$70,811
+HK$4,062/mo
Deposit HK$13.77M · loan HK$13.77M · min. income ≈ HK$133,498/mo (50% DSR)
Upfront cash ≈ HK$14.94M (deposit + AVD stamp duty HK$1,170,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,876
−HK$3,775/mo
▼ 0.25% · 3.875%
HK$71,750
−HK$1,901/mo
Today · 4.125%
HK$73,651
baseline
▲ 0.50% · 4.625%
HK$77,534
+HK$3,883/mo
Deposit HK$13.77M · loan HK$13.77M · min. income ≈ HK$147,302/mo (50% DSR)
Upfront cash ≈ HK$14.94M (deposit + AVD stamp duty HK$1,170,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,373
−HK$4,726/mo
▼ 0.25% · 3.875%
HK$77,717
−HK$2,382/mo
Today · 4.125%
HK$80,099
baseline
▲ 0.50% · 4.625%
HK$84,973
+HK$4,874/mo
Deposit HK$11.02M · loan HK$16.53M · min. income ≈ HK$160,198/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$1,170,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,851
−HK$4,531/mo
▼ 0.25% · 3.875%
HK$86,100
−HK$2,282/mo
Today · 4.125%
HK$88,382
baseline
▲ 0.50% · 4.625%
HK$93,040
+HK$4,658/mo
Deposit HK$11.02M · loan HK$16.53M · min. income ≈ HK$176,764/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$1,170,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,935
−HK$5,514/mo
▼ 0.25% · 3.875%
HK$90,670
−HK$2,779/mo
Today · 4.125%
HK$93,449
baseline
▲ 0.50% · 4.625%
HK$99,135
+HK$5,686/mo
Deposit HK$8.26M · loan HK$19.28M · min. income ≈ HK$186,898/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$1,170,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,827
−HK$5,285/mo
▼ 0.25% · 3.875%
HK$100,450
−HK$2,662/mo
Today · 4.125%
HK$103,112
baseline
▲ 0.50% · 4.625%
HK$108,547
+HK$5,435/mo
Deposit HK$8.26M · loan HK$19.28M · min. income ≈ HK$206,224/mo (50% DSR)
Upfront cash ≈ HK$9.43M (deposit + AVD stamp duty HK$1,170,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,059
−HK$7,090/mo
▼ 0.25% · 3.875%
HK$116,576
−HK$3,573/mo
Today · 4.125%
HK$120,149
baseline
▲ 0.50% · 4.625%
HK$127,460
+HK$7,311/mo
Deposit HK$2.75M · loan HK$24.79M · min. income ≈ HK$240,298/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$1,170,681 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,777
−HK$6,796/mo
▼ 0.25% · 3.875%
HK$129,150
−HK$3,423/mo
Today · 4.125%
HK$132,573
baseline
▲ 0.50% · 4.625%
HK$139,561
+HK$6,988/mo
Deposit HK$2.75M · loan HK$24.79M · min. income ≈ HK$265,146/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$1,170,681 · Scale 2, in force from 26 Feb 2026)