LTV · monthly repayment
▼ 0.50% · 3.625%
HK$628,183
−HK$39,393/mo
▼ 0.25% · 3.875%
HK$647,723
−HK$19,853/mo
Today · 4.125%
HK$667,576
baseline
▲ 0.50% · 4.625%
HK$708,196
+HK$40,620/mo
Deposit HK$137.74M · loan HK$137.74M · min. income ≈ HK$1,335,152/mo (50% DSR)
Upfront cash ≈ HK$155.65M (deposit + AVD stamp duty HK$17,906,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$698,847
−HK$37,757/mo
▼ 0.25% · 3.875%
HK$717,590
−HK$19,014/mo
Today · 4.125%
HK$736,604
baseline
▲ 0.50% · 4.625%
HK$775,431
+HK$38,827/mo
Deposit HK$137.74M · loan HK$137.74M · min. income ≈ HK$1,473,208/mo (50% DSR)
Upfront cash ≈ HK$155.65M (deposit + AVD stamp duty HK$17,906,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$753,820
−HK$47,271/mo
▼ 0.25% · 3.875%
HK$777,268
−HK$23,823/mo
Today · 4.125%
HK$801,091
baseline
▲ 0.50% · 4.625%
HK$849,835
+HK$48,744/mo
Deposit HK$110.20M · loan HK$165.29M · min. income ≈ HK$1,602,182/mo (50% DSR)
Upfront cash ≈ HK$128.10M (deposit + AVD stamp duty HK$17,906,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$838,617
−HK$45,308/mo
▼ 0.25% · 3.875%
HK$861,108
−HK$22,817/mo
Today · 4.125%
HK$883,925
baseline
▲ 0.50% · 4.625%
HK$930,517
+HK$46,592/mo
Deposit HK$110.20M · loan HK$165.29M · min. income ≈ HK$1,767,850/mo (50% DSR)
Upfront cash ≈ HK$128.10M (deposit + AVD stamp duty HK$17,906,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$879,456
−HK$55,150/mo
▼ 0.25% · 3.875%
HK$906,812
−HK$27,794/mo
Today · 4.125%
HK$934,606
baseline
▲ 0.50% · 4.625%
HK$991,474
+HK$56,868/mo
Deposit HK$82.65M · loan HK$192.84M · min. income ≈ HK$1,869,212/mo (50% DSR)
Upfront cash ≈ HK$100.55M (deposit + AVD stamp duty HK$17,906,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$978,386
−HK$52,859/mo
▼ 0.25% · 3.875%
HK$1,004,626
−HK$26,619/mo
Today · 4.125%
HK$1,031,245
baseline
▲ 0.50% · 4.625%
HK$1,085,604
+HK$54,359/mo
Deposit HK$82.65M · loan HK$192.84M · min. income ≈ HK$2,062,490/mo (50% DSR)
Upfront cash ≈ HK$100.55M (deposit + AVD stamp duty HK$17,906,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,130,729
−HK$70,907/mo
▼ 0.25% · 3.875%
HK$1,165,902
−HK$35,734/mo
Today · 4.125%
HK$1,201,636
baseline
▲ 0.50% · 4.625%
HK$1,274,753
+HK$73,117/mo
Deposit HK$27.55M · loan HK$247.94M · min. income ≈ HK$2,403,272/mo (50% DSR)
Upfront cash ≈ HK$45.46M (deposit + AVD stamp duty HK$17,906,712 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,257,925
−HK$67,962/mo
▼ 0.25% · 3.875%
HK$1,291,662
−HK$34,225/mo
Today · 4.125%
HK$1,325,887
baseline
▲ 0.50% · 4.625%
HK$1,395,776
+HK$69,889/mo
Deposit HK$27.55M · loan HK$247.94M · min. income ≈ HK$2,651,774/mo (50% DSR)
Upfront cash ≈ HK$45.46M (deposit + AVD stamp duty HK$17,906,712 · Scale 2, in force from 26 Feb 2026)