LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,832
−HK$3,940/mo
▼ 0.25% · 3.875%
HK$64,787
−HK$1,985/mo
Today · 4.125%
HK$66,772
baseline
▲ 0.50% · 4.625%
HK$70,835
+HK$4,063/mo
Deposit HK$13.78M · loan HK$13.78M · min. income ≈ HK$133,544/mo (50% DSR)
Upfront cash ≈ HK$14.95M (deposit + AVD stamp duty HK$1,171,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,900
−HK$3,777/mo
▼ 0.25% · 3.875%
HK$71,775
−HK$1,902/mo
Today · 4.125%
HK$73,677
baseline
▲ 0.50% · 4.625%
HK$77,560
+HK$3,883/mo
Deposit HK$13.78M · loan HK$13.78M · min. income ≈ HK$147,354/mo (50% DSR)
Upfront cash ≈ HK$14.95M (deposit + AVD stamp duty HK$1,171,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,399
−HK$4,728/mo
▼ 0.25% · 3.875%
HK$77,744
−HK$2,383/mo
Today · 4.125%
HK$80,127
baseline
▲ 0.50% · 4.625%
HK$85,002
+HK$4,875/mo
Deposit HK$11.02M · loan HK$16.53M · min. income ≈ HK$160,254/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$1,171,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,880
−HK$4,532/mo
▼ 0.25% · 3.875%
HK$86,130
−HK$2,282/mo
Today · 4.125%
HK$88,412
baseline
▲ 0.50% · 4.625%
HK$93,072
+HK$4,660/mo
Deposit HK$11.02M · loan HK$16.53M · min. income ≈ HK$176,824/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$1,171,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,965
−HK$5,516/mo
▼ 0.25% · 3.875%
HK$90,701
−HK$2,780/mo
Today · 4.125%
HK$93,481
baseline
▲ 0.50% · 4.625%
HK$99,169
+HK$5,688/mo
Deposit HK$8.27M · loan HK$19.29M · min. income ≈ HK$186,962/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$1,171,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,860
−HK$5,287/mo
▼ 0.25% · 3.875%
HK$100,485
−HK$2,662/mo
Today · 4.125%
HK$103,147
baseline
▲ 0.50% · 4.625%
HK$108,584
+HK$5,437/mo
Deposit HK$8.27M · loan HK$19.29M · min. income ≈ HK$206,294/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$1,171,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,098
−HK$7,092/mo
▼ 0.25% · 3.875%
HK$116,616
−HK$3,574/mo
Today · 4.125%
HK$120,190
baseline
▲ 0.50% · 4.625%
HK$127,503
+HK$7,313/mo
Deposit HK$2.76M · loan HK$24.80M · min. income ≈ HK$240,380/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$1,171,083 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,820
−HK$6,798/mo
▼ 0.25% · 3.875%
HK$129,195
−HK$3,423/mo
Today · 4.125%
HK$132,618
baseline
▲ 0.50% · 4.625%
HK$139,608
+HK$6,990/mo
Deposit HK$2.76M · loan HK$24.80M · min. income ≈ HK$265,236/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$1,171,083 · Scale 2, in force from 26 Feb 2026)