LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,841
−HK$3,941/mo
▼ 0.25% · 3.875%
HK$64,796
−HK$1,986/mo
Today · 4.125%
HK$66,782
baseline
▲ 0.50% · 4.625%
HK$70,845
+HK$4,063/mo
Deposit HK$13.78M · loan HK$13.78M · min. income ≈ HK$133,564/mo (50% DSR)
Upfront cash ≈ HK$14.95M (deposit + AVD stamp duty HK$1,171,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,910
−HK$3,777/mo
▼ 0.25% · 3.875%
HK$71,785
−HK$1,902/mo
Today · 4.125%
HK$73,687
baseline
▲ 0.50% · 4.625%
HK$77,571
+HK$3,884/mo
Deposit HK$13.78M · loan HK$13.78M · min. income ≈ HK$147,374/mo (50% DSR)
Upfront cash ≈ HK$14.95M (deposit + AVD stamp duty HK$1,171,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,409
−HK$4,729/mo
▼ 0.25% · 3.875%
HK$77,755
−HK$2,383/mo
Today · 4.125%
HK$80,138
baseline
▲ 0.50% · 4.625%
HK$85,014
+HK$4,876/mo
Deposit HK$11.02M · loan HK$16.54M · min. income ≈ HK$160,276/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$1,171,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,892
−HK$4,533/mo
▼ 0.25% · 3.875%
HK$86,142
−HK$2,283/mo
Today · 4.125%
HK$88,425
baseline
▲ 0.50% · 4.625%
HK$93,086
+HK$4,661/mo
Deposit HK$11.02M · loan HK$16.54M · min. income ≈ HK$176,850/mo (50% DSR)
Upfront cash ≈ HK$12.19M (deposit + AVD stamp duty HK$1,171,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,978
−HK$5,517/mo
▼ 0.25% · 3.875%
HK$90,714
−HK$2,781/mo
Today · 4.125%
HK$93,495
baseline
▲ 0.50% · 4.625%
HK$99,184
+HK$5,689/mo
Deposit HK$8.27M · loan HK$19.29M · min. income ≈ HK$186,990/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$1,171,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,874
−HK$5,288/mo
▼ 0.25% · 3.875%
HK$100,499
−HK$2,663/mo
Today · 4.125%
HK$103,162
baseline
▲ 0.50% · 4.625%
HK$108,600
+HK$5,438/mo
Deposit HK$8.27M · loan HK$19.29M · min. income ≈ HK$206,324/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$1,171,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,114
−HK$7,093/mo
▼ 0.25% · 3.875%
HK$116,633
−HK$3,574/mo
Today · 4.125%
HK$120,207
baseline
▲ 0.50% · 4.625%
HK$127,522
+HK$7,315/mo
Deposit HK$2.76M · loan HK$24.80M · min. income ≈ HK$240,414/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$1,171,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,838
−HK$6,799/mo
▼ 0.25% · 3.875%
HK$129,213
−HK$3,424/mo
Today · 4.125%
HK$132,637
baseline
▲ 0.50% · 4.625%
HK$139,628
+HK$6,991/mo
Deposit HK$2.76M · loan HK$24.80M · min. income ≈ HK$265,274/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$1,171,250 · Scale 2, in force from 26 Feb 2026)