LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,848
−HK$3,941/mo
▼ 0.25% · 3.875%
HK$64,803
−HK$1,986/mo
Today · 4.125%
HK$66,789
baseline
▲ 0.50% · 4.625%
HK$70,853
+HK$4,064/mo
Deposit HK$13.78M · loan HK$13.78M · min. income ≈ HK$133,578/mo (50% DSR)
Upfront cash ≈ HK$14.95M (deposit + AVD stamp duty HK$1,171,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,918
−HK$3,777/mo
▼ 0.25% · 3.875%
HK$71,793
−HK$1,902/mo
Today · 4.125%
HK$73,695
baseline
▲ 0.50% · 4.625%
HK$77,580
+HK$3,885/mo
Deposit HK$13.78M · loan HK$13.78M · min. income ≈ HK$147,390/mo (50% DSR)
Upfront cash ≈ HK$14.95M (deposit + AVD stamp duty HK$1,171,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,418
−HK$4,729/mo
▼ 0.25% · 3.875%
HK$77,763
−HK$2,384/mo
Today · 4.125%
HK$80,147
baseline
▲ 0.50% · 4.625%
HK$85,024
+HK$4,877/mo
Deposit HK$11.02M · loan HK$16.54M · min. income ≈ HK$160,294/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$1,171,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,901
−HK$4,533/mo
▼ 0.25% · 3.875%
HK$86,151
−HK$2,283/mo
Today · 4.125%
HK$88,434
baseline
▲ 0.50% · 4.625%
HK$93,096
+HK$4,662/mo
Deposit HK$11.02M · loan HK$16.54M · min. income ≈ HK$176,868/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$1,171,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,987
−HK$5,518/mo
▼ 0.25% · 3.875%
HK$90,724
−HK$2,781/mo
Today · 4.125%
HK$93,505
baseline
▲ 0.50% · 4.625%
HK$99,194
+HK$5,689/mo
Deposit HK$8.27M · loan HK$19.29M · min. income ≈ HK$187,010/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$1,171,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,885
−HK$5,288/mo
▼ 0.25% · 3.875%
HK$100,510
−HK$2,663/mo
Today · 4.125%
HK$103,173
baseline
▲ 0.50% · 4.625%
HK$108,612
+HK$5,439/mo
Deposit HK$8.27M · loan HK$19.29M · min. income ≈ HK$206,346/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$1,171,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,126
−HK$7,094/mo
▼ 0.25% · 3.875%
HK$116,645
−HK$3,575/mo
Today · 4.125%
HK$120,220
baseline
▲ 0.50% · 4.625%
HK$127,535
+HK$7,315/mo
Deposit HK$2.76M · loan HK$24.81M · min. income ≈ HK$240,440/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$1,171,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,852
−HK$6,799/mo
▼ 0.25% · 3.875%
HK$129,227
−HK$3,424/mo
Today · 4.125%
HK$132,651
baseline
▲ 0.50% · 4.625%
HK$139,644
+HK$6,993/mo
Deposit HK$2.76M · loan HK$24.81M · min. income ≈ HK$265,302/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$1,171,377 · Scale 2, in force from 26 Feb 2026)