LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,848
−HK$3,942/mo
▼ 0.25% · 3.875%
HK$64,803
−HK$1,987/mo
Today · 4.125%
HK$66,790
baseline
▲ 0.50% · 4.625%
HK$70,854
+HK$4,064/mo
Deposit HK$13.78M · loan HK$13.78M · min. income ≈ HK$133,580/mo (50% DSR)
Upfront cash ≈ HK$14.95M (deposit + AVD stamp duty HK$1,171,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,918
−HK$3,778/mo
▼ 0.25% · 3.875%
HK$71,793
−HK$1,903/mo
Today · 4.125%
HK$73,696
baseline
▲ 0.50% · 4.625%
HK$77,580
+HK$3,884/mo
Deposit HK$13.78M · loan HK$13.78M · min. income ≈ HK$147,392/mo (50% DSR)
Upfront cash ≈ HK$14.95M (deposit + AVD stamp duty HK$1,171,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,418
−HK$4,729/mo
▼ 0.25% · 3.875%
HK$77,764
−HK$2,383/mo
Today · 4.125%
HK$80,147
baseline
▲ 0.50% · 4.625%
HK$85,024
+HK$4,877/mo
Deposit HK$11.02M · loan HK$16.54M · min. income ≈ HK$160,294/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$1,171,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,902
−HK$4,533/mo
▼ 0.25% · 3.875%
HK$86,152
−HK$2,283/mo
Today · 4.125%
HK$88,435
baseline
▲ 0.50% · 4.625%
HK$93,096
+HK$4,661/mo
Deposit HK$11.02M · loan HK$16.54M · min. income ≈ HK$176,870/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$1,171,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,988
−HK$5,517/mo
▼ 0.25% · 3.875%
HK$90,725
−HK$2,780/mo
Today · 4.125%
HK$93,505
baseline
▲ 0.50% · 4.625%
HK$99,195
+HK$5,690/mo
Deposit HK$8.27M · loan HK$19.29M · min. income ≈ HK$187,010/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$1,171,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,886
−HK$5,288/mo
▼ 0.25% · 3.875%
HK$100,511
−HK$2,663/mo
Today · 4.125%
HK$103,174
baseline
▲ 0.50% · 4.625%
HK$108,612
+HK$5,438/mo
Deposit HK$8.27M · loan HK$19.29M · min. income ≈ HK$206,348/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$1,171,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,127
−HK$7,094/mo
▼ 0.25% · 3.875%
HK$116,646
−HK$3,575/mo
Today · 4.125%
HK$120,221
baseline
▲ 0.50% · 4.625%
HK$127,536
+HK$7,315/mo
Deposit HK$2.76M · loan HK$24.81M · min. income ≈ HK$240,442/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$1,171,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,853
−HK$6,799/mo
▼ 0.25% · 3.875%
HK$129,228
−HK$3,424/mo
Today · 4.125%
HK$132,652
baseline
▲ 0.50% · 4.625%
HK$139,645
+HK$6,993/mo
Deposit HK$2.76M · loan HK$24.81M · min. income ≈ HK$265,304/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$1,171,385 · Scale 2, in force from 26 Feb 2026)