LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,849
−HK$3,942/mo
▼ 0.25% · 3.875%
HK$64,804
−HK$1,987/mo
Today · 4.125%
HK$66,791
baseline
▲ 0.50% · 4.625%
HK$70,855
+HK$4,064/mo
Deposit HK$13.78M · loan HK$13.78M · min. income ≈ HK$133,582/mo (50% DSR)
Upfront cash ≈ HK$14.95M (deposit + AVD stamp duty HK$1,171,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,919
−HK$3,778/mo
▼ 0.25% · 3.875%
HK$71,795
−HK$1,902/mo
Today · 4.125%
HK$73,697
baseline
▲ 0.50% · 4.625%
HK$77,581
+HK$3,884/mo
Deposit HK$13.78M · loan HK$13.78M · min. income ≈ HK$147,394/mo (50% DSR)
Upfront cash ≈ HK$14.95M (deposit + AVD stamp duty HK$1,171,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,419
−HK$4,730/mo
▼ 0.25% · 3.875%
HK$77,765
−HK$2,384/mo
Today · 4.125%
HK$80,149
baseline
▲ 0.50% · 4.625%
HK$85,026
+HK$4,877/mo
Deposit HK$11.02M · loan HK$16.54M · min. income ≈ HK$160,298/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$1,171,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,903
−HK$4,533/mo
▼ 0.25% · 3.875%
HK$86,153
−HK$2,283/mo
Today · 4.125%
HK$88,436
baseline
▲ 0.50% · 4.625%
HK$93,098
+HK$4,662/mo
Deposit HK$11.02M · loan HK$16.54M · min. income ≈ HK$176,872/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$1,171,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,989
−HK$5,518/mo
▼ 0.25% · 3.875%
HK$90,726
−HK$2,781/mo
Today · 4.125%
HK$93,507
baseline
▲ 0.50% · 4.625%
HK$99,196
+HK$5,689/mo
Deposit HK$8.27M · loan HK$19.29M · min. income ≈ HK$187,014/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$1,171,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,887
−HK$5,289/mo
▼ 0.25% · 3.875%
HK$100,512
−HK$2,664/mo
Today · 4.125%
HK$103,176
baseline
▲ 0.50% · 4.625%
HK$108,614
+HK$5,438/mo
Deposit HK$8.27M · loan HK$19.29M · min. income ≈ HK$206,352/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$1,171,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,129
−HK$7,094/mo
▼ 0.25% · 3.875%
HK$116,648
−HK$3,575/mo
Today · 4.125%
HK$120,223
baseline
▲ 0.50% · 4.625%
HK$127,538
+HK$7,315/mo
Deposit HK$2.76M · loan HK$24.81M · min. income ≈ HK$240,446/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$1,171,403 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,855
−HK$6,799/mo
▼ 0.25% · 3.875%
HK$129,230
−HK$3,424/mo
Today · 4.125%
HK$132,654
baseline
▲ 0.50% · 4.625%
HK$139,647
+HK$6,993/mo
Deposit HK$2.76M · loan HK$24.81M · min. income ≈ HK$265,308/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$1,171,403 · Scale 2, in force from 26 Feb 2026)