LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,852
−HK$3,941/mo
▼ 0.25% · 3.875%
HK$64,807
−HK$1,986/mo
Today · 4.125%
HK$66,793
baseline
▲ 0.50% · 4.625%
HK$70,857
+HK$4,064/mo
Deposit HK$13.78M · loan HK$13.78M · min. income ≈ HK$133,586/mo (50% DSR)
Upfront cash ≈ HK$14.95M (deposit + AVD stamp duty HK$1,171,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,922
−HK$3,778/mo
▼ 0.25% · 3.875%
HK$71,797
−HK$1,903/mo
Today · 4.125%
HK$73,700
baseline
▲ 0.50% · 4.625%
HK$77,584
+HK$3,884/mo
Deposit HK$13.78M · loan HK$13.78M · min. income ≈ HK$147,400/mo (50% DSR)
Upfront cash ≈ HK$14.95M (deposit + AVD stamp duty HK$1,171,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,422
−HK$4,730/mo
▼ 0.25% · 3.875%
HK$77,768
−HK$2,384/mo
Today · 4.125%
HK$80,152
baseline
▲ 0.50% · 4.625%
HK$85,029
+HK$4,877/mo
Deposit HK$11.03M · loan HK$16.54M · min. income ≈ HK$160,304/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$1,171,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,906
−HK$4,533/mo
▼ 0.25% · 3.875%
HK$86,157
−HK$2,282/mo
Today · 4.125%
HK$88,439
baseline
▲ 0.50% · 4.625%
HK$93,101
+HK$4,662/mo
Deposit HK$11.03M · loan HK$16.54M · min. income ≈ HK$176,878/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$1,171,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,992
−HK$5,518/mo
▼ 0.25% · 3.875%
HK$90,729
−HK$2,781/mo
Today · 4.125%
HK$93,510
baseline
▲ 0.50% · 4.625%
HK$99,200
+HK$5,690/mo
Deposit HK$8.27M · loan HK$19.29M · min. income ≈ HK$187,020/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$1,171,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,891
−HK$5,288/mo
▼ 0.25% · 3.875%
HK$100,516
−HK$2,663/mo
Today · 4.125%
HK$103,179
baseline
▲ 0.50% · 4.625%
HK$108,618
+HK$5,439/mo
Deposit HK$8.27M · loan HK$19.29M · min. income ≈ HK$206,358/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$1,171,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,133
−HK$7,094/mo
▼ 0.25% · 3.875%
HK$116,652
−HK$3,575/mo
Today · 4.125%
HK$120,227
baseline
▲ 0.50% · 4.625%
HK$127,543
+HK$7,316/mo
Deposit HK$2.76M · loan HK$24.81M · min. income ≈ HK$240,454/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$1,171,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,859
−HK$6,800/mo
▼ 0.25% · 3.875%
HK$129,235
−HK$3,424/mo
Today · 4.125%
HK$132,659
baseline
▲ 0.50% · 4.625%
HK$139,652
+HK$6,993/mo
Deposit HK$2.76M · loan HK$24.81M · min. income ≈ HK$265,318/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$1,171,446 · Scale 2, in force from 26 Feb 2026)