LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,853
−HK$3,942/mo
▼ 0.25% · 3.875%
HK$64,808
−HK$1,987/mo
Today · 4.125%
HK$66,795
baseline
▲ 0.50% · 4.625%
HK$70,859
+HK$4,064/mo
Deposit HK$13.78M · loan HK$13.78M · min. income ≈ HK$133,590/mo (50% DSR)
Upfront cash ≈ HK$14.95M (deposit + AVD stamp duty HK$1,171,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,924
−HK$3,777/mo
▼ 0.25% · 3.875%
HK$71,799
−HK$1,902/mo
Today · 4.125%
HK$73,701
baseline
▲ 0.50% · 4.625%
HK$77,586
+HK$3,885/mo
Deposit HK$13.78M · loan HK$13.78M · min. income ≈ HK$147,402/mo (50% DSR)
Upfront cash ≈ HK$14.95M (deposit + AVD stamp duty HK$1,171,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,424
−HK$4,730/mo
▼ 0.25% · 3.875%
HK$77,770
−HK$2,384/mo
Today · 4.125%
HK$80,154
baseline
▲ 0.50% · 4.625%
HK$85,031
+HK$4,877/mo
Deposit HK$11.03M · loan HK$16.54M · min. income ≈ HK$160,308/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$1,171,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,908
−HK$4,534/mo
▼ 0.25% · 3.875%
HK$86,159
−HK$2,283/mo
Today · 4.125%
HK$88,442
baseline
▲ 0.50% · 4.625%
HK$93,104
+HK$4,662/mo
Deposit HK$11.03M · loan HK$16.54M · min. income ≈ HK$176,884/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$1,171,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,995
−HK$5,518/mo
▼ 0.25% · 3.875%
HK$90,732
−HK$2,781/mo
Today · 4.125%
HK$93,513
baseline
▲ 0.50% · 4.625%
HK$99,203
+HK$5,690/mo
Deposit HK$8.27M · loan HK$19.29M · min. income ≈ HK$187,026/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$1,171,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,893
−HK$5,289/mo
▼ 0.25% · 3.875%
HK$100,519
−HK$2,663/mo
Today · 4.125%
HK$103,182
baseline
▲ 0.50% · 4.625%
HK$108,621
+HK$5,439/mo
Deposit HK$8.27M · loan HK$19.29M · min. income ≈ HK$206,364/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$1,171,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,136
−HK$7,095/mo
▼ 0.25% · 3.875%
HK$116,655
−HK$3,576/mo
Today · 4.125%
HK$120,231
baseline
▲ 0.50% · 4.625%
HK$127,546
+HK$7,315/mo
Deposit HK$2.76M · loan HK$24.81M · min. income ≈ HK$240,462/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$1,171,476 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,863
−HK$6,800/mo
▼ 0.25% · 3.875%
HK$129,238
−HK$3,425/mo
Today · 4.125%
HK$132,663
baseline
▲ 0.50% · 4.625%
HK$139,655
+HK$6,992/mo
Deposit HK$2.76M · loan HK$24.81M · min. income ≈ HK$265,326/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$1,171,476 · Scale 2, in force from 26 Feb 2026)