LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,857
−HK$3,941/mo
▼ 0.25% · 3.875%
HK$64,812
−HK$1,986/mo
Today · 4.125%
HK$66,798
baseline
▲ 0.50% · 4.625%
HK$70,863
+HK$4,065/mo
Deposit HK$13.78M · loan HK$13.78M · min. income ≈ HK$133,596/mo (50% DSR)
Upfront cash ≈ HK$14.95M (deposit + AVD stamp duty HK$1,171,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,927
−HK$3,778/mo
▼ 0.25% · 3.875%
HK$71,803
−HK$1,902/mo
Today · 4.125%
HK$73,705
baseline
▲ 0.50% · 4.625%
HK$77,590
+HK$3,885/mo
Deposit HK$13.78M · loan HK$13.78M · min. income ≈ HK$147,410/mo (50% DSR)
Upfront cash ≈ HK$14.95M (deposit + AVD stamp duty HK$1,171,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,428
−HK$4,730/mo
▼ 0.25% · 3.875%
HK$77,774
−HK$2,384/mo
Today · 4.125%
HK$80,158
baseline
▲ 0.50% · 4.625%
HK$85,035
+HK$4,877/mo
Deposit HK$11.03M · loan HK$16.54M · min. income ≈ HK$160,316/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$1,171,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,913
−HK$4,533/mo
▼ 0.25% · 3.875%
HK$86,163
−HK$2,283/mo
Today · 4.125%
HK$88,446
baseline
▲ 0.50% · 4.625%
HK$93,108
+HK$4,662/mo
Deposit HK$11.03M · loan HK$16.54M · min. income ≈ HK$176,892/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$1,171,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,999
−HK$5,519/mo
▼ 0.25% · 3.875%
HK$90,736
−HK$2,782/mo
Today · 4.125%
HK$93,518
baseline
▲ 0.50% · 4.625%
HK$99,208
+HK$5,690/mo
Deposit HK$8.27M · loan HK$19.30M · min. income ≈ HK$187,036/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$1,171,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,898
−HK$5,289/mo
▼ 0.25% · 3.875%
HK$100,524
−HK$2,663/mo
Today · 4.125%
HK$103,187
baseline
▲ 0.50% · 4.625%
HK$108,627
+HK$5,440/mo
Deposit HK$8.27M · loan HK$19.30M · min. income ≈ HK$206,374/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$1,171,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,142
−HK$7,095/mo
▼ 0.25% · 3.875%
HK$116,661
−HK$3,576/mo
Today · 4.125%
HK$120,237
baseline
▲ 0.50% · 4.625%
HK$127,553
+HK$7,316/mo
Deposit HK$2.76M · loan HK$24.81M · min. income ≈ HK$240,474/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$1,171,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,869
−HK$6,800/mo
▼ 0.25% · 3.875%
HK$129,245
−HK$3,424/mo
Today · 4.125%
HK$132,669
baseline
▲ 0.50% · 4.625%
HK$139,663
+HK$6,994/mo
Deposit HK$2.76M · loan HK$24.81M · min. income ≈ HK$265,338/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$1,171,537 · Scale 2, in force from 26 Feb 2026)