LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,857
−HK$3,942/mo
▼ 0.25% · 3.875%
HK$64,813
−HK$1,986/mo
Today · 4.125%
HK$66,799
baseline
▲ 0.50% · 4.625%
HK$70,864
+HK$4,065/mo
Deposit HK$13.78M · loan HK$13.78M · min. income ≈ HK$133,598/mo (50% DSR)
Upfront cash ≈ HK$14.95M (deposit + AVD stamp duty HK$1,171,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,928
−HK$3,778/mo
▼ 0.25% · 3.875%
HK$71,804
−HK$1,902/mo
Today · 4.125%
HK$73,706
baseline
▲ 0.50% · 4.625%
HK$77,591
+HK$3,885/mo
Deposit HK$13.78M · loan HK$13.78M · min. income ≈ HK$147,412/mo (50% DSR)
Upfront cash ≈ HK$14.95M (deposit + AVD stamp duty HK$1,171,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,429
−HK$4,730/mo
▼ 0.25% · 3.875%
HK$77,775
−HK$2,384/mo
Today · 4.125%
HK$80,159
baseline
▲ 0.50% · 4.625%
HK$85,036
+HK$4,877/mo
Deposit HK$11.03M · loan HK$16.54M · min. income ≈ HK$160,318/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$1,171,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,914
−HK$4,534/mo
▼ 0.25% · 3.875%
HK$86,164
−HK$2,284/mo
Today · 4.125%
HK$88,448
baseline
▲ 0.50% · 4.625%
HK$93,110
+HK$4,662/mo
Deposit HK$11.03M · loan HK$16.54M · min. income ≈ HK$176,896/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$1,171,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,000
−HK$5,519/mo
▼ 0.25% · 3.875%
HK$90,738
−HK$2,781/mo
Today · 4.125%
HK$93,519
baseline
▲ 0.50% · 4.625%
HK$99,209
+HK$5,690/mo
Deposit HK$8.27M · loan HK$19.30M · min. income ≈ HK$187,038/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$1,171,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,900
−HK$5,289/mo
▼ 0.25% · 3.875%
HK$100,525
−HK$2,664/mo
Today · 4.125%
HK$103,189
baseline
▲ 0.50% · 4.625%
HK$108,628
+HK$5,439/mo
Deposit HK$8.27M · loan HK$19.30M · min. income ≈ HK$206,378/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$1,171,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,143
−HK$7,095/mo
▼ 0.25% · 3.875%
HK$116,663
−HK$3,575/mo
Today · 4.125%
HK$120,238
baseline
▲ 0.50% · 4.625%
HK$127,555
+HK$7,317/mo
Deposit HK$2.76M · loan HK$24.81M · min. income ≈ HK$240,476/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$1,171,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,871
−HK$6,800/mo
▼ 0.25% · 3.875%
HK$129,247
−HK$3,424/mo
Today · 4.125%
HK$132,671
baseline
▲ 0.50% · 4.625%
HK$139,665
+HK$6,994/mo
Deposit HK$2.76M · loan HK$24.81M · min. income ≈ HK$265,342/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$1,171,554 · Scale 2, in force from 26 Feb 2026)