LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,864
−HK$3,942/mo
▼ 0.25% · 3.875%
HK$64,819
−HK$1,987/mo
Today · 4.125%
HK$66,806
baseline
▲ 0.50% · 4.625%
HK$70,871
+HK$4,065/mo
Deposit HK$13.78M · loan HK$13.78M · min. income ≈ HK$133,612/mo (50% DSR)
Upfront cash ≈ HK$14.96M (deposit + AVD stamp duty HK$1,171,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,935
−HK$3,779/mo
▼ 0.25% · 3.875%
HK$71,811
−HK$1,903/mo
Today · 4.125%
HK$73,714
baseline
▲ 0.50% · 4.625%
HK$77,599
+HK$3,885/mo
Deposit HK$13.78M · loan HK$13.78M · min. income ≈ HK$147,428/mo (50% DSR)
Upfront cash ≈ HK$14.96M (deposit + AVD stamp duty HK$1,171,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,437
−HK$4,730/mo
▼ 0.25% · 3.875%
HK$77,783
−HK$2,384/mo
Today · 4.125%
HK$80,167
baseline
▲ 0.50% · 4.625%
HK$85,045
+HK$4,878/mo
Deposit HK$11.03M · loan HK$16.54M · min. income ≈ HK$160,334/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$1,171,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,922
−HK$4,534/mo
▼ 0.25% · 3.875%
HK$86,173
−HK$2,283/mo
Today · 4.125%
HK$88,456
baseline
▲ 0.50% · 4.625%
HK$93,119
+HK$4,663/mo
Deposit HK$11.03M · loan HK$16.54M · min. income ≈ HK$176,912/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$1,171,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,009
−HK$5,519/mo
▼ 0.25% · 3.875%
HK$90,747
−HK$2,781/mo
Today · 4.125%
HK$93,528
baseline
▲ 0.50% · 4.625%
HK$99,219
+HK$5,691/mo
Deposit HK$8.27M · loan HK$19.30M · min. income ≈ HK$187,056/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$1,171,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,909
−HK$5,290/mo
▼ 0.25% · 3.875%
HK$100,535
−HK$2,664/mo
Today · 4.125%
HK$103,199
baseline
▲ 0.50% · 4.625%
HK$108,639
+HK$5,440/mo
Deposit HK$8.27M · loan HK$19.30M · min. income ≈ HK$206,398/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$1,171,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,155
−HK$7,096/mo
▼ 0.25% · 3.875%
HK$116,675
−HK$3,576/mo
Today · 4.125%
HK$120,251
baseline
▲ 0.50% · 4.625%
HK$127,568
+HK$7,317/mo
Deposit HK$2.76M · loan HK$24.81M · min. income ≈ HK$240,502/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$1,171,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,884
−HK$6,801/mo
▼ 0.25% · 3.875%
HK$129,260
−HK$3,425/mo
Today · 4.125%
HK$132,685
baseline
▲ 0.50% · 4.625%
HK$139,679
+HK$6,994/mo
Deposit HK$2.76M · loan HK$24.81M · min. income ≈ HK$265,370/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$1,171,672 · Scale 2, in force from 26 Feb 2026)