LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,869
−HK$3,943/mo
▼ 0.25% · 3.875%
HK$64,825
−HK$1,987/mo
Today · 4.125%
HK$66,812
baseline
▲ 0.50% · 4.625%
HK$70,877
+HK$4,065/mo
Deposit HK$13.79M · loan HK$13.79M · min. income ≈ HK$133,624/mo (50% DSR)
Upfront cash ≈ HK$14.96M (deposit + AVD stamp duty HK$1,171,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,941
−HK$3,779/mo
▼ 0.25% · 3.875%
HK$71,817
−HK$1,903/mo
Today · 4.125%
HK$73,720
baseline
▲ 0.50% · 4.625%
HK$77,606
+HK$3,886/mo
Deposit HK$13.79M · loan HK$13.79M · min. income ≈ HK$147,440/mo (50% DSR)
Upfront cash ≈ HK$14.96M (deposit + AVD stamp duty HK$1,171,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,443
−HK$4,731/mo
▼ 0.25% · 3.875%
HK$77,790
−HK$2,384/mo
Today · 4.125%
HK$80,174
baseline
▲ 0.50% · 4.625%
HK$85,052
+HK$4,878/mo
Deposit HK$11.03M · loan HK$16.54M · min. income ≈ HK$160,348/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$1,171,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,929
−HK$4,535/mo
▼ 0.25% · 3.875%
HK$86,180
−HK$2,284/mo
Today · 4.125%
HK$88,464
baseline
▲ 0.50% · 4.625%
HK$93,127
+HK$4,663/mo
Deposit HK$11.03M · loan HK$16.54M · min. income ≈ HK$176,928/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$1,171,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,017
−HK$5,519/mo
▼ 0.25% · 3.875%
HK$90,755
−HK$2,781/mo
Today · 4.125%
HK$93,536
baseline
▲ 0.50% · 4.625%
HK$99,228
+HK$5,692/mo
Deposit HK$8.27M · loan HK$19.30M · min. income ≈ HK$187,072/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$1,171,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,918
−HK$5,290/mo
▼ 0.25% · 3.875%
HK$100,544
−HK$2,664/mo
Today · 4.125%
HK$103,208
baseline
▲ 0.50% · 4.625%
HK$108,648
+HK$5,440/mo
Deposit HK$8.27M · loan HK$19.30M · min. income ≈ HK$206,416/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$1,171,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,164
−HK$7,097/mo
▼ 0.25% · 3.875%
HK$116,684
−HK$3,577/mo
Today · 4.125%
HK$120,261
baseline
▲ 0.50% · 4.625%
HK$127,578
+HK$7,317/mo
Deposit HK$2.76M · loan HK$24.81M · min. income ≈ HK$240,522/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$1,171,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,894
−HK$6,802/mo
▼ 0.25% · 3.875%
HK$129,271
−HK$3,425/mo
Today · 4.125%
HK$132,696
baseline
▲ 0.50% · 4.625%
HK$139,691
+HK$6,995/mo
Deposit HK$2.76M · loan HK$24.81M · min. income ≈ HK$265,392/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$1,171,771 · Scale 2, in force from 26 Feb 2026)