LTV · monthly repayment
▼ 0.50% · 3.625%
HK$62,870
−HK$3,942/mo
▼ 0.25% · 3.875%
HK$64,825
−HK$1,987/mo
Today · 4.125%
HK$66,812
baseline
▲ 0.50% · 4.625%
HK$70,878
+HK$4,066/mo
Deposit HK$13.79M · loan HK$13.79M · min. income ≈ HK$133,624/mo (50% DSR)
Upfront cash ≈ HK$14.96M (deposit + AVD stamp duty HK$1,171,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$69,942
−HK$3,779/mo
▼ 0.25% · 3.875%
HK$71,818
−HK$1,903/mo
Today · 4.125%
HK$73,721
baseline
▲ 0.50% · 4.625%
HK$77,607
+HK$3,886/mo
Deposit HK$13.79M · loan HK$13.79M · min. income ≈ HK$147,442/mo (50% DSR)
Upfront cash ≈ HK$14.96M (deposit + AVD stamp duty HK$1,171,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,444
−HK$4,731/mo
▼ 0.25% · 3.875%
HK$77,791
−HK$2,384/mo
Today · 4.125%
HK$80,175
baseline
▲ 0.50% · 4.625%
HK$85,053
+HK$4,878/mo
Deposit HK$11.03M · loan HK$16.54M · min. income ≈ HK$160,350/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$1,171,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,930
−HK$4,535/mo
▼ 0.25% · 3.875%
HK$86,181
−HK$2,284/mo
Today · 4.125%
HK$88,465
baseline
▲ 0.50% · 4.625%
HK$93,128
+HK$4,663/mo
Deposit HK$11.03M · loan HK$16.54M · min. income ≈ HK$176,930/mo (50% DSR)
Upfront cash ≈ HK$12.20M (deposit + AVD stamp duty HK$1,171,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,018
−HK$5,519/mo
▼ 0.25% · 3.875%
HK$90,756
−HK$2,781/mo
Today · 4.125%
HK$93,537
baseline
▲ 0.50% · 4.625%
HK$99,229
+HK$5,692/mo
Deposit HK$8.27M · loan HK$19.30M · min. income ≈ HK$187,074/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$1,171,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$97,919
−HK$5,290/mo
▼ 0.25% · 3.875%
HK$100,545
−HK$2,664/mo
Today · 4.125%
HK$103,209
baseline
▲ 0.50% · 4.625%
HK$108,649
+HK$5,440/mo
Deposit HK$8.27M · loan HK$19.30M · min. income ≈ HK$206,418/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$1,171,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,166
−HK$7,096/mo
▼ 0.25% · 3.875%
HK$116,686
−HK$3,576/mo
Today · 4.125%
HK$120,262
baseline
▲ 0.50% · 4.625%
HK$127,580
+HK$7,318/mo
Deposit HK$2.76M · loan HK$24.81M · min. income ≈ HK$240,524/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$1,171,785 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$125,896
−HK$6,801/mo
▼ 0.25% · 3.875%
HK$129,272
−HK$3,425/mo
Today · 4.125%
HK$132,697
baseline
▲ 0.50% · 4.625%
HK$139,692
+HK$6,995/mo
Deposit HK$2.76M · loan HK$24.81M · min. income ≈ HK$265,394/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$1,171,785 · Scale 2, in force from 26 Feb 2026)